{"id":1949,"date":"2022-03-31T15:03:00","date_gmt":"2022-03-31T13:03:00","guid":{"rendered":"https:\/\/leasing.sos.pl\/?p=1949"},"modified":"2022-04-01T20:05:01","modified_gmt":"2022-04-01T18:05:01","slug":"protokol-zdawczo-odbiorczy-przy-leasingu","status":"publish","type":"post","link":"https:\/\/leasing.sos.pl\/blog\/protokol-zdawczo-odbiorczy-przy-leasingu\/","title":{"rendered":"Protok\u00f3\u0142 zdawczo-odbiorczy w leasingu operacyjnym"},"content":{"rendered":"\n<p>Tutaj zam\u00f3wisz sw\u00f3j leasing w 30 sek. Zapytanie o leasing firmowy wy\u015blemy do 20 najlepszych towarzystw leasingowych w Polsce z pro\u015bb\u0105 o oferty dla Ciebie. Oczekuj na kontakt w ci\u0105gu 10 godz.<\/p>\n\n\n<style>.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-sm, 1rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_a34602-f6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1){order:2;}}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2){order:1;}}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3){order:12;}}@media all and 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class=\"rank-math-breadcrumb\"><p><span class=\"last\">Leasingi<\/span><\/p><\/nav>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"0-protok%C3%B3%C5%82-zdawczo-odbiorczy-samochodu-przy-umowie-leasingowej\">Protok\u00f3\u0142 zdawczo &#8211; odbiorczy samochodu przy umowie leasingowej<\/h2>\n\n\n\n<p>Protok\u00f3\u0142 zdawczo &#8211; odbiorczy samochodu to dokument sporz\u0105dzany przez strony umowy leasingowej przy zdawaniu i\/lub odbieraniu ruchomo\u015bci np. <a class=\"rank-math-link\" rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-samochodow\/\" target=\"_blank\">leasingowanego samochodu dostawczego<\/a>, <a rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-ciagnika-siodlowego\/\" target=\"_blank\">wyleasingowanego ci\u0105gnika siod\u0142owego<\/a> czy wzi\u0119tego w <a aria-label=\" (opens in a new tab)\" class=\"rank-math-link\" href=\"https:\/\/centrum.auto.pl\/\" target=\"_blank\" rel=\"noreferrer noopener\">leasing auta osobowego<\/a>. W <a rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-operacyjny-dlaczego\/\" target=\"_blank\">leasingu operacyjnym<\/a> dokument ten stanowi cz\u0119\u015b\u0107 umowy leasingowej i jako jeden z jej za\u0142\u0105cznik\u00f3w musi zosta\u0107 podpisany przez leasingodawc\u0119 i leasingobiorc\u0119. Powinien on zawiera\u0107 opis i wszelkie dane techniczne leasingowanego przedmiotu w tym jego parametry, numer seryjny\/nr fabryczny i ewentualnie tak\u017ce posiadane wady. To bardzo wa\u017cne bo np. cho\u0107by <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-maszyn-do-produkcji-tworzyw-sztucznych\/\" data-type=\"post\" data-id=\"22028\">leasing na maszyny do przetwarzania tworzyw sztucznych<\/a> to nie jest przecie\u017c drobny wydatek. <\/p>\n\n\n\n<p>Co wi\u0119cej, protok\u00f3\u0142 zdawczo &#8211; odbiorczy samochodu powinien zosta\u0107 podpisany w momencie faktycznego wydania przedmiotu leasingu, aby m\u00f3c zweryfikowa\u0107 wszystkie w\u0142a\u015bciwo\u015bci tego przedmiotu. Dlatego gdy odbierasz <a rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-autobusow\/\" target=\"_blank\">wyleasingowany autobus<\/a> albo przejmujesz od sprzedawcy <a rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-maszyn-budowlanych\/\" target=\"_blank\" class=\"rank-math-link\">leasingowan\u0105 maszyn\u0119 budowlan\u0105<\/a> czy traktor w <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-w-rolnictwie-i-gospodarce-lesnej\/\" target=\"_blank\" aria-label=\"leasingu dla rolnik\u00f3w (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">leasingu dla rolnik\u00f3w<\/a> sprawd\u017a w obecno\u015bci przedstawiciela leasingodawcy czy wszystko jest w porz\u0105dku cho\u0107by ze stanem zewn\u0119trznym przedmiotu leasingu. Niestety, cz\u0119st\u0105 praktyk\u0105 jest podpisywanie protoko\u0142u zdawczo-odbiorczego w czasie zawierania umowy, gdy przedmiot leasingu nie zosta\u0142 jeszcze wydany, co mo\u017ce prowadzi\u0107 do przykrych konsekwencji w przysz\u0142o\u015bci.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Czy wiesz gdzie p\u00f3j\u015b\u0107 po leasing?<\/strong><\/p><cite>Znajomo\u015b\u0107 bran\u017cy leasingowej i wewn\u0119trznych procedur bank\u00f3w oraz firm leasingowych <strong>to klucz do wyboru w\u0142a\u015bciwego leasingodawcy<\/strong>. Skorzystaj z wiedzy i do\u015bwiadczenia innych. Dzi\u0119ki temu zapewnisz Twojej firmie wi\u0119ksz\u0105 skuteczno\u015b\u0107 uzyskania szybkiego i mo\u017cliwie najta\u0144szego leasingu. Wypr\u00f3buj <a href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing-online\/\" data-type=\"page\" data-id=\"11144\">wygodny leasing online<\/a>!<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-kiedy-podpisa%C4%87-leasingowy-protok%C3%B3%C5%82-zdawczo-odbiorczy\">Kiedy podpisa\u0107 leasingowy protok\u00f3\u0142 zdawczo &#8211; odbiorczy?<\/h2>\n\n\n\n<p>Z drugiej jednak strony wy\u017cej opisana praktyka ma swoje zalety. Prosty leasing, kt\u00f3rego cz\u0119sto oczekuj\u0105 leasingobiorcy oszcz\u0119dza bowiem czas i pozwala unikn\u0105\u0107 stronom ponownej konieczno\u015bci spotkania. Szczeg\u00f3lnie w przypadku nowych przedmiot\u00f3w leasingu, obj\u0119tych gwarancj\u0105, mo\u017ce to by\u0107 spore u\u0142atwienie.<\/p>\n\n\n\n<p>Po faktycznym wydaniu przedmiotu leasingu nanosi si\u0119 do protoko\u0142u jedynie w\u0142a\u015bciwe daty i odsy\u0142a dokument do centrali celem podpisania go przez leasingodawc\u0119. Jednakowo\u017c, z prawnego punktu widzenia, takie dzia\u0142anie jest de facto po\u015bwiadczeniem nieprawdy, gdy\u017c a priori zak\u0142ada, \u017ce leasingodawca konkretny przedmiot np. <a href=\"https:\/\/leasing.sos.pl\/blog\/przewodnik-po-auto-leasingu\/\" target=\"_blank\" rel=\"noreferrer noopener\">auto z leasingu<\/a> przekaza\u0142, a leasingobiorca odebra\u0142 i nie ma do niego \u017cadnych zastrze\u017ce\u0144. A co, je\u015bli potem oka\u017ce si\u0119, \u017ce ma\u2026?<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Jak trafnie wybiera\u0107 d\u0142ugo\u015b\u0107 umowy leasingu uwzgl\u0119dniaj\u0105c kwesti\u0119 ubezpieczenia?<\/strong><\/p><cite>Aby unikn\u0105\u0107 problem\u00f3w z przepisaniem ubezpieczenia OC\/AC z leasingodawcy na siebie powiniene\u015b wybiera\u0107 nieparzyste okresy leasingu &#8211; np. <strong>35 a nie 36 miesi\u0119cy albo 47, nie za\u015b 48 miesi\u0119cy<\/strong>. Ubezpieczenia s\u0105 wydawane na okresy 12 miesi\u0119czne. Dzi\u0119ki kr\u00f3tszemu o jeden miesi\u0105c okresowi trwania umowy leasingowej b\u0119dziesz mie\u0107 op\u0142acony jeden miesi\u0105c ubezpieczenia z g\u00f3ry. Po wykupie auta z leasingu ubezpieczyciel nie b\u0119dzie stwarza\u0142 ju\u017c problem\u00f3w z zawarciem umowy ubezpieczenia na Ciebie czy Twoj\u0105 firm\u0119, co mog\u0142oby mie\u0107 miejsce jeszcze miesi\u0105c wcze\u015bniej.<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-konsekwencje-podpisania-leasingowego-protoko%C5%82u-zdawczo-odbiorczego\">Konsekwencje podpisania leasingowego protoko\u0142u zdawczo &#8211; odbiorczego<\/h2>\n\n\n\n<p>No w\u0142a\u015bnie \u2013 jakie mog\u0105 by\u0107 konsekwencje podpisywania protoko\u0142u zdawczo-odbiorczego przed jego fizycznym przekazaniem? Ot\u00f3\u017c mo\u017ce si\u0119 okaza\u0107, \u017ce faktyczny <a href=\"https:\/\/leasing.sos.pl\/4-kroki-do-leasingu\/przedmiot-leasingu\/\" target=\"_blank\" rel=\"noopener noreferrer\">przedmiot leasingu<\/a> r\u00f3\u017cni si\u0119 parametrami od tego, kt\u00f3ry jest opisany w protokole, a r\u00f3\u017cnice te b\u0119d\u0105 mie\u0107 przykre skutki dla obu stron <a href=\"https:\/\/leasing.sos.pl\/4-kroki-do-leasingu\/umowa-leasingu\/\" target=\"_blank\" rel=\"noopener noreferrer\">umowy leasingowej<\/a>.<\/p>\n\n\n\n<p>Poni\u017cej przedstawiamy dwa podstawowe przypadki r\u00f3\u017cnic wyst\u0119puj\u0105cych mi\u0119dzy zam\u00f3wionym a dostarczonym, <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-sprzetu-komputerowego-it\/\" data-type=\"post\" data-id=\"21954\">wyleasingowanym sprz\u0119tem komputerowym<\/a> czy budowlanym albo pojazdem &#8211; np. <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-maszyn-rolniczych\/\" target=\"_blank\" rel=\"noopener noreferrer\">maszyn\u0105 czy urz\u0105dzeniem le\u015bnym<\/a> wraz z uwzgl\u0119dnieniem nast\u0119pstw, jakie si\u0119 z nimi wi\u0105\u017c\u0105, gdy protok\u00f3\u0142 zosta\u0142 podpisany przed faktycznym odbiorem:<\/p>\n\n\n\n<ul><li>Inny numer seryjny \/ fabryczny: <ul><li>w\u00f3wczas mamy do czynienia z de facto innym przedmiotem, co stanowi naruszenie prawa cywilnego, mimo \u017ce przedmiot \u201ewygl\u0105da tak samo\u201d;<\/li><li>je\u015bli dostawca przedmiotu nie dostarczy o\u015bwiadczenia o prawid\u0142owym numerze seryjnym czy fabrycznym tego przedmiotu, to leasingodawca nie ma do niego tytu\u0142u prawnego;<\/li><li>tym samym leasingodawca nie b\u0119dzie m\u00f3g\u0142 go odebra\u0107 lub odzyska\u0107 za niego pieni\u0119dzy np. w sytuacji wypowiedzenia umowy leasingu;<\/li><li>rozliczaj\u0105c umow\u0119 leasingu leasingodawca zostanie wi\u0119c pokrzywdzony z powodu straty wynikaj\u0105cej z niezaspokojonego zad\u0142u\u017cenia. <\/li><\/ul><\/li><li>Inne w\u0142a\u015bciwo\u015bci danego sprz\u0119tu (og\u00f3lnie przedmiotu leasingu): <ul><li>usterki, ukryte wady \u2013 je\u015bli przedmiot leasingu nie dzia\u0142a lub dzia\u0142a nieprawid\u0142owo, to zmuszenie dostawcy do jego naprawy ju\u017c po podpisaniu protoko\u0142u zdawczo-odbiorczego mo\u017ce okaza\u0107 si\u0119 nawet nie tyle trudne, co niemo\u017cliwe;<\/li><li>inne parametry ni\u017c ustalone \u2013 istotne zw\u0142aszcza w przypadku zaawansowanych technicznie maszyn, gdzie konkretne ich w\u0142a\u015bciwo\u015bci s\u0105 niezb\u0119dne dla danego leasingobiorcy, a ich brak mo\u017ce skutecznie uniemo\u017cliwi\u0107 ich planowane wykorzystanie (np. w przypadku <a rel=\"noopener noreferrer\" href=\"https:\/\/leasing.sos.pl\/blog\/leasing-na-zyczenie\/\" target=\"_blank\">leasingu maszyn dostarczanych na indywidualne zam\u00f3wienie<\/a>, kt\u00f3re w jakim\u015b zakresie zosta\u0142o niekompletnie zrealizowane); podobnie mo\u017ce by\u0107 cho\u0107by w przypadku <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-samochodow\/\" target=\"_blank\" aria-label=\"leasingu samochodu osobowego (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">leasingu samochodu osobowego<\/a>, kt\u00f3ry np. mia\u0142 mie\u0107 klimatyzacj\u0119, a po dostarczeniu go okazuje si\u0119, \u017ce jej nie ma\u2026 Weryfikacja zgodno\u015bci faktycznie przekazanego przedmiotu leasingu z zapisami protoko\u0142u zdawczo-odbiorczego jest wi\u0119c absolutnie konieczna. <\/li><\/ul><\/li><\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Ile kosztuje leasing samochodu osobowego?<\/strong><\/p><cite>Orientacyjny koszt leasingu pojazdu do 3,5 t. sprawdzisz na stronie z <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu-operacyjnego-samochodu-osobowego\/\" data-type=\"page\" data-id=\"3995\">kalkulatorem rat leasingu operacyjnego samochodu<\/a>. Dzi\u0119ki uzyskanym tam wyliczeniom b\u0119dziesz wiedzie\u0107 jakie s\u0105 najlepsze parametry leasingu na auto dla Twojej firmy oraz ile orientacyjne b\u0119dzie Ci\u0119 kosztowa\u0142 nowy samoch\u00f3d w leasingu.<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-co-zrobi%C4%87-gdy-pojawiaj%C4%85-si%C4%99-niezgodno%C5%9Bci-w-protokole-zdawczo-odbiorczym\">Co zrobi\u0107, gdy pojawiaj\u0105 si\u0119 niezgodno\u015bci w protokole zdawczo-odbiorczym?<\/h2>\n\n\n\n<p>Co jednak mo\u017cna zrobi\u0107 w przypadku stwierdzenia niezgodno\u015bci, czyli gdy otrzymany przedmiot leasingu nie odpowiada parametrami b\u0105d\u017a w\u0142a\u015bciwo\u015bciami temu zam\u00f3wionemu:<\/p>\n\n\n\n<ul><li>w przypadku innego numeru seryjnego b\u0105d\u017a fabrycznego przedmiotu leasingu nale\u017cy zwr\u00f3ci\u0107 si\u0119 do dostawcy przedmiotu o o\u015bwiadczenie koryguj\u0105ce wraz z po\u015bwiadczeniem pozosta\u0142ych danych technicznych przedmiotu;<\/li><li>gdy nast\u0119puje dostrze\u017cenie wad nale\u017cy zwr\u00f3ci\u0107 si\u0119 do dostawcy o ich usuni\u0119cie;<\/li><li>w przypadku stwierdzenia niezgodno\u015bci parametr\u00f3w nale\u017cy zwr\u00f3ci\u0107 si\u0119 do dostawcy o ich uzupe\u0142nienie \/ wymian\u0119 \/ napraw\u0119;<\/li><li>poczeka\u0107 z p\u0142atno\u015bci\u0105 ostatniej transzy na usuni\u0119cie usterek czy brak\u00f3w (cz\u0119sto stosowan\u0105 praktyk\u0105 jest p\u0142atno\u015b\u0107 sprzedawcy w kilku ratach, przy czym ostatnia jest przelewana po podpisaniu protoko\u0142u zdawczo-odbiorczego, a zatem je\u015bli nie podpiszemy go przedwcze\u015bnie, to mamy argument, by sprzedawca jak najszybciej doprowadzi\u0142 przedmiot leasingu do stanu faktycznie zam\u00f3wionego, bo dopiero w\u00f3wczas otrzyma ostatni\u0105 transz\u0119);<\/li><li>w przypadku skrajnym, wskazuj\u0105cym na celowe dzia\u0142anie na niekorzy\u015b\u0107 leasingodawcy, mo\u017ce on odst\u0105pi\u0107 od umowy z dostawc\u0105 i z\u0142o\u017cy\u0107 zawiadomienie o podejrzeniu pope\u0142nienia oszustwa.<\/li><\/ul>\n\n\n\n<p>Opisanych tu komplikacji mo\u017cna unikn\u0105\u0107 poprzez zobowi\u0105zanie przedstawicieli firm leasingowych do wype\u0142niania i podpisywania protoko\u0142u zdawczo-odbiorczego dopiero przy dostawie przedmiotu leasingu do leasingobiorcy, podczas kt\u00f3rego b\u0119d\u0105 obecni zar\u00f3wno leasingobiorca jak i \u00f3w przedstawiciel leasingowy. Leasingobiorca powinien w\u00f3wczas dok\u0142adnie sprawdzi\u0107 przedmiot leasingu, upewni\u0107 si\u0119 czy jego stan techniczny, w\u0142a\u015bciwo\u015bci i wszystkie parametry s\u0105 zgodne z zam\u00f3wionymi i czy przedmiot sprawnie dzia\u0142a.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong>Czy potrzebujesz leasingu, dla kt\u00f3rego protok\u00f3\u0142 odbiorczy podpiszesz we w\u0142a\u015bciwym czasie?<\/strong><\/p>\n\n\n<style>#kt-layout-id_e471a9-81 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_e471a9-81 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_e471a9-81 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( 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kb-theme-content-width\"><style>.kadence-column_354130-f5 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_354130-f5 > .kt-inside-inner-col,.kadence-column_354130-f5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_354130-f5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_354130-f5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_354130-f5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_354130-f5 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column_354130-f5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_354130-f5{position:relative;}@media all and (max-width: 1024px){.kadence-column_354130-f5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_354130-f5 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_354130-f5\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_d67eb6-00 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:60px;padding-bottom:200px;grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2))) minmax(0, calc(55% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}#kt-layout-id_d67eb6-00 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{padding-bottom:130px;grid-template-columns:minmax(0, 1fr);}}#kt-layout-id_d67eb6-00 .absolute-column {  }<\/style>\n<div class=\"wp-block-kadence-rowlayout alignwide\"><div id=\"kt-layout-id_d67eb6-00\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_d67eb6-00 has-theme-palette-7-background-color\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row  kt-custom-first-width-45  kt-custom-second-width-55 kb-theme-content-width\"><style>.kadence-column_c84a86-22 > .kt-inside-inner-col{display:flex;}.kadence-column_c84a86-22 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_c84a86-22 > .kt-inside-inner-col,.kadence-column_c84a86-22 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c84a86-22 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_c84a86-22 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_c84a86-22{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_c84a86-22{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_c84a86-22 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c84a86-22{position:relative;}@media all and (max-width: 1024px){.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_c84a86-22\"><div class=\"kt-inside-inner-col\"><style>.kb-image_c3d658-b3.kb-image-is-ratio-size, .kb-image_c3d658-b3 .kb-image-is-ratio-size{max-width:401px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image_c3d658-b3.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image_c3d658-b3 .kb-image-is-ratio-size{align-self:unset;}.kb-image_c3d658-b3 figure{max-width:401px;}.kb-image_c3d658-b3 .image-is-svg, .kb-image_c3d658-b3 .image-is-svg img{width:100%;}.kb-image_c3d658-b3 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image_c3d658-b3\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"501\" height=\"550\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png\" alt=\"Mo\u017cesz zam\u00f3wi\u0107 wygodnie leasing online - bez wstawania z krzes\u0142a\" class=\"kb-img wp-image-31131\" title=\"\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png 501w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-273x300.png 273w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-137x150.png 137w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_11252d-92 > .kt-inside-inner-col{display:flex;}.wp-block-kadence-column.kadence-column_11252d-92 > .kt-inside-inner-col{margin-right:-100px;}.kadence-column_11252d-92 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:30px;padding-right:30px;}.kadence-column_11252d-92 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_11252d-92 > .kt-inside-inner-col,.kadence-column_11252d-92 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_11252d-92 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_11252d-92 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_11252d-92{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_11252d-92{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_11252d-92 > .kt-inside-inner-col{background-color:var(--global-palette4, #2D3748);}.kadence-column_11252d-92 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_11252d-92{position:relative;}@media all and (max-width: 1024px){.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_11252d-92 > .kt-inside-inner-col{padding-top:12px;padding-bottom:12px;padding-left:12px;padding-right:12px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_11252d-92\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"]{margin-top:20px;margin-right:20px;margin-bottom:0px;margin-left:0px;padding-left:0px;font-size:28px;line-height:92px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14 mark, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"]{margin-right:40px;margin-left:20px;font-size:22px;line-height:56px;}}<\/style>\n<p class=\"kt-adv-heading_7d3056-b14 wp-block-kadence-advancedheading has-theme-palette-8-color has-text-color\" data-kb-block=\"kb-adv-heading_7d3056-b14\">Tak, jak chcesz!<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"]{font-size:42px;line-height:50px;font-weight:900;font-style:normal;letter-spacing:1px;}.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455 mark, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"]{margin-top:20px;margin-right:40px;margin-bottom:0px;margin-left:20px;font-size:26px;line-height:30px;text-align:left!important;}}<\/style>\n<p class=\"kt-adv-heading_c776d0-455 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_c776d0-455\">KOMPLEKSOWA<br>DOSTAWA LEASINGU<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .wp-block-kadence-advancedbtn.kb-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns_889f46-e7{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns_889f46-e7{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_889f46-e7 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_889f46-e7 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button{padding-left:18px;padding-right:18px;padding-top:10px;padding-bottom:10px;color:var(--global-palette9, #ffffff);font-size:24px;background:var(--global-palette1, #3182CE);border-color:var(--global-palette1, #3182CE);border-style:solid;margin-top:10px;margin-right:10px;margin-bottom:10px;margin-left:10px;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:focus{border-color:var(--global-palette6, #718096);}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:focus{background:var(--global-palette6, #718096);}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .wp-block-kadence-advancedbtn.kb-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns_889f46-e7{margin-top:40px;margin-right:60px;margin-bottom:20px;margin-left:10px;}.wp-block-kadence-advancedbtn.kb-btns_889f46-e7{justify-content:flex-start;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button{font-size:16px;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-left kt-btns-wrap kt-btns_889f46-e7\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing-online\/\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"border-radius:1px;border-width:3px;letter-spacing:2px\"><span class=\"kt-btn-inner-text\"><strong>ZAM\u00d3W WYGODNY LEASING ONLINE<\/strong><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_07ffb6-15 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_07ffb6-15 > .kt-inside-inner-col,.kadence-column_07ffb6-15 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_07ffb6-15 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_07ffb6-15 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_07ffb6-15 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_07ffb6-15{position:relative;}@media all and (max-width: 1024px){.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_07ffb6-15\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<style>#kt-layout-id_d1d2a3-ec{margin-top:-130px;}#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:0px;padding-bottom:80px;grid-template-columns:minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2))) minmax(0, calc(75% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}#kt-layout-id_d1d2a3-ec > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignwide\"><div id=\"kt-layout-id_d1d2a3-ec\" class=\"kt-row-layout-inner kt-layout-id_d1d2a3-ec\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row  kt-custom-first-width-25  kt-custom-second-width-75\"><style>.kadence-column_0f7f23-31 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_0f7f23-31 > .kt-inside-inner-col,.kadence-column_0f7f23-31 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0f7f23-31 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0f7f23-31 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0f7f23-31 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0f7f23-31{position:relative;}@media all and (max-width: 1024px){.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_0f7f23-31\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column_65f70c-88 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_65f70c-88 > .kt-inside-inner-col,.kadence-column_65f70c-88 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_65f70c-88 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_65f70c-88 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_65f70c-88 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_65f70c-88{position:relative;}@media all and (max-width: 1024px){.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_65f70c-88\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_abab53-34 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_abab53-34 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_abab53-34 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:0px;grid-template-columns:repeat(3, minmax(0, 1fr));}#kt-layout-id_abab53-34 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_abab53-34 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_abab53-34 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_abab53-34\" class=\"kt-row-layout-inner kt-layout-id_abab53-34\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_7723c8-f9 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col,.kadence-column_7723c8-f9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_7723c8-f9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{background-color:var(--global-palette6, #718096);}.kadence-column_7723c8-f9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_7723c8-f9{position:relative;}@media all and (max-width: 1024px){.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_7723c8-f9\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_689cb7-e1 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons_689cb7-e1{justify-content:flex-start;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_689cb7-e1 alignnone\" style=\"text-align:left\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette9)\" class=\"kt-svg-icon kt-svg-icon-fe_box\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"50\" width=\"50\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12.89 1.45l8 4A2 2 0 0 1 22 7.24v9.53a2 2 0 0 1-1.11 1.79l-8 4a2 2 0 0 1-1.79 0l-8-4a2 2 0 0 1-1.1-1.8V7.24a2 2 0 0 1 1.11-1.79l8-4a2 2 0 0 1 1.78 0z\"><\/path><polyline points=\"2.32 6.16 12 11 21.68 6.16\"><\/polyline><line x1=\"12\" y1=\"22.76\" x2=\"12\" y2=\"11\"><\/line><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_f2d01f-71 .kt-block-spacer{height:15px;}.wp-block-kadence-spacer.kt-block-spacer-_f2d01f-71 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:30%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_f2d01f-71\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16, .wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16[data-kb-block=\"kb-adv-heading_49067f-cd16\"]{font-size:18px;line-height:25px;font-weight:400;font-style:normal;font-family:'Noto Sans';}.wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16 mark, .wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16[data-kb-block=\"kb-adv-heading_49067f-cd16\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading_49067f-cd16 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_49067f-cd16\"><meta charset=\"utf-8\">21+ Bank\u00f3w i Towarzystw Leasingowych<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_2450e0-4b > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;}.kadence-column_2450e0-4b > 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Zapytanie o leasing firmowy wy\u015blemy do 20 najlepszych towarzystw leasingowych w Polsce z pro\u015bb\u0105 o oferty dla Ciebie. Oczekuj na kontakt w ci\u0105gu 10 godz. 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