{"id":21724,"date":"2022-03-31T15:59:00","date_gmt":"2022-03-31T13:59:00","guid":{"rendered":"https:\/\/leasing.sos.pl\/?p=21724"},"modified":"2022-09-10T16:11:43","modified_gmt":"2022-09-10T14:11:43","slug":"przewodnik-po-auto-leasingu","status":"publish","type":"post","link":"https:\/\/leasing.sos.pl\/blog\/przewodnik-po-auto-leasingu\/","title":{"rendered":"Praktyczny przewodnik po auto leasingu"},"content":{"rendered":"\n<p>Tutaj zam\u00f3wisz leasing na auto w 30 sek. Zapytanie o auto leasing wy\u015blemy do 20 najlepszych firm leasingowych w Polsce z pro\u015bb\u0105 o oferty dla Ciebie. Oczekuj na kontakt w ci\u0105gu 10 godz.<\/p>\n\n\n<style>.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-sm, 1rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_a34602-f6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1){order:2;}}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2){order:1;}}@media all and (max-width: 1024px){.kb-row-layout-id_a34602-f6 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3){order:12;}}@media all and 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class=\"rank-math-breadcrumb\"><p><span class=\"last\">Leasingi<\/span><\/p><\/nav>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"0-leasing-aut-osobowych-%E2%80%93-praktyczny-poradnik-dla-firm-2022\">Leasing aut osobowych \u2013 praktyczny poradnik dla firm 2022<\/h2>\n\n\n\n<p>Jak wynika z raportu Zwi\u0105zku Polskiego Leasingu, bran\u017ca leasingowa tylko w 2019 roku udzieli\u0142a \u0142\u0105cznego finansowania na poziomie <a href=\"http:\/\/leasing.org.pl\/pl\/aktualnosci\/2020\/77-8-miliardow-w-leasingu-wyniki-sektora-leasingowego-w-2019r\" target=\"_blank\" rel=\"noreferrer noopener\">77,8 mld z\u0142<\/a>, w pandemicznym 2020 roku na <a href=\"http:\/\/leasing.org.pl\/pl\/aktualnosci\/2021\/w-2021r-rynek-leasingu-wroci-do-poziomu-finansowania-sprzed-pandemii\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">70,1 mld z\u0142<\/a> a w 1 po\u0142owie 2021 r. ju\u017c na kwot\u0119 <a href=\"http:\/\/leasing.org.pl\/pl\/aktualnosci\/2021\/branza-leasingowa-szybko-odrabia-straty\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">40,5 mld z\u0142<\/a>! Tym samym to w\u0142a\u015bnie leasing okazuje si\u0119 by\u0107 najbardziej znacz\u0105c\u0105 form\u0105 finansowania inwestycji w sektorze M\u015aP. Ju\u017c blisko po\u0142ow\u0119 zakupionych przez polskie firmy pojazd\u00f3w elektrycznych zarejestrowali leasingodawcy a 7 na 10 aut osobowych je\u017cd\u017c\u0105cych po polskich drogach jest finansowana leasingiem. Sk\u0105d bierze si\u0119 tak du\u017ce zainteresowanie leasingiem na auto? Co to jest <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-samochodow\/\" target=\"_blank\" data-type=\"post\" data-id=\"694\" rel=\"noreferrer noopener\">leasing samochodowy<\/a> i na czym to w\u0142a\u015bciwie polega? Jak przebiega procedura i jakie s\u0105 warunki formalnej strony pozyskania auta w <em>lizing<\/em>? Jakie korzy\u015bci podatkowe wynikaj\u0105 z takiego rozwi\u0105zania i gdzie szuka\u0107 najlepszych ofert finansowania auta firmowego? Te wszystkie kwestie szczeg\u00f3\u0142owo wyja\u015bnimy poni\u017cej.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Na leasing.sos.pl oferujemy korzystne warunki auto leasingu. To wszystko dzi\u0119ki zapewnieniu szerokiego wyboru ofert tylko od wybranych firm leasingowych, z kt\u00f3rymi wsp\u00f3\u0142pracujemy, kt\u00f3re znamy i mo\u017cemy poleci\u0107 ich ofert\u0119 z r\u0119k\u0105 na sercu. <strong>Upatrzone auto w leasing zam\u00f3wisz w wygodnej formule &#8211; wystarczy, \u017ce wype\u0142nisz ten <a href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing\/\" data-type=\"page\" data-id=\"483\" target=\"_blank\" rel=\"noreferrer noopener\">wniosek o leasing<\/a> online!<\/strong> Gwarantujemy, \u017ce otrzymasz finansowanie, kt\u00f3re zapewni Ci optymalne warunki auto-leasingu.<\/p><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-na-czym-polega-leasing-auta\">Na czym polega leasing auta?<\/h2>\n\n\n\n<p>W najwi\u0119kszym mo\u017cliwym uproszczeniu leasing auta stanowi form\u0119 finansowania, w kt\u00f3rej przedsi\u0119biorca dokonuje wyboru auta osobowego u sprzedawcy (dealera albo sprowadza np. na <a href=\"https:\/\/leasing.sos.pl\/blog\/auto-laweta-w-leasing\/\" data-type=\"post\" data-id=\"26403\">lawecie auto do leasingu<\/a>), a nast\u0119pnie informuje o tym firm\u0119 leasingow\u0105. Nast\u0119pnie leasingodawca nabywa go od dealera i oddaje auto osobowe w leasing klientowi. Po podpisaniu umowy, leasingobiorca u\u017cytkuje przekazany mu pojazd bez ogranicze\u0144, jednak formalnym w\u0142a\u015bcicielem nadal jest firma leasingowa. Po zako\u0144czeniu okresu umownego natomiast klient ma prawo <a href=\"https:\/\/leasing.sos.pl\/blog\/jak-korzystnie-wykupic-samochod-z-leasingu\/\" data-type=\"post\" data-id=\"10819\">wykupi\u0107 samoch\u00f3d z leasingu<\/a> na w\u0142asno\u015b\u0107. Jest to najpowszechniejsza forma finansowania aut zwana <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-operacyjny-dlaczego\/\" data-type=\"post\" data-id=\"341\">leasingiem operacyjnym<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-auto-w-leasingu-%E2%80%93-jakie-formy-finansowania-funkcjonuja-w-polsce\">Auto w leasingu \u2013 jakie formy finansowania funkcjonuj\u0105 w Polsce?<\/h2>\n\n\n\n<p>W praktyce wyr\u00f3\u017cni\u0107 mo\u017cna kilka form leasingu. Najcz\u0119\u015bciej wykorzystywan\u0105 jest leasing operacyjny auta osobowego. Przez ca\u0142y okres trwania umowy warto\u015b\u0107 pojazdu sp\u0142acana jest w ratach, a po jej zako\u0144czeniu leasingobiorca mo\u017ce wykupi\u0107 go za minimaln\u0105 stawk\u0119 mieszcz\u0105c\u0105 si\u0119 zwykle w granicach 1% warto\u015bci pocz\u0105tkowej.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Sprawd\u017a ile b\u0119dzie Ci\u0119 kosztowa\u0107 leasing auta w <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu-operacyjnego-samochodu-osobowego\/\" data-type=\"page\" data-id=\"3995\"><strong>kalkulatorze rat leasingu operacyjnego samochodu osobowego<\/strong><\/a>! Dopasuj parametry auto leasingu do mo\u017cliwo\u015bci swojej firmy i wska\u017c wariant, kt\u00f3ry najbardziej Ci odpowiada. Zapytamy firmy leasingowe o najlepszy lizing na auto dla Ciebie!<\/p><\/blockquote>\n\n\n\n<p>Zdecydowanie rzadziej spotykany jest <a href=\"https:\/\/leasing.sos.pl\/blog\/operacyjny-finansowy-pozyczka-leasingowa\/\" data-type=\"post\" data-id=\"17069\">leasing finansowy<\/a>, jego specyfika z punktu widzenia przepis\u00f3w podatkowych nie r\u00f3\u017cni si\u0119 wiele od kredytu. Warto podkre\u015bli\u0107, \u017ce p\u0142acone raty za <em>lizing <\/em>na auto obni\u017caj\u0105 tutaj zdolno\u015b\u0107 kredytow\u0105 leasingobiorcy.&nbsp;<\/p>\n\n\n\n<p>Leasing z wysokim albo niskim wykupem dotyczy ewentualno\u015bci wykupu auta z leasingu po zako\u0144czeniu umowy. Je\u015bli przedsi\u0119biorca nie ma plan\u00f3w przej\u0119cia go na w\u0142asno\u015b\u0107, zdecydowanie bardziej op\u0142aca si\u0119 leasing z wysokim wykupem, gdy\u017c w kolejne raty nie b\u0119dzie wkalkulowana cena pocz\u0105tkowa. Comiesi\u0119czne obci\u0105\u017cenie finansowe w efekcie b\u0119dzie stosunkowo niskie, a po zako\u0144czeniu okresu umowy, mo\u017cna w ten sam spos\u00f3b u\u017cytkowa\u0107 nowy pojazd. Tak w\u0142a\u015bnie funkcjonuje <a href=\"https:\/\/leasing.sos.pl\/blog\/wynajem-dlugoterminowy-aut\/\" data-type=\"post\" data-id=\"20956\">d\u0142ugoterminowy najem bez wykupu<\/a>, kt\u00f3ry z racji korzy\u015bci finansowych cieszy si\u0119 coraz wi\u0119ksz\u0105 popularno\u015bci\u0105, cho\u0107 w rzeczy samej jest pochodn\u0105 umowy leasingu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-kto-moze-wziac-auto-w-leasing\">Kto mo\u017ce wzi\u0105\u0107 auto w leasing?<\/h2>\n\n\n\n<p>Zdecydowana wi\u0119kszo\u015b\u0107 firm leasingowych dopuszcza mo\u017cliwo\u015b\u0107 finansowania przedsi\u0119biorstw dzia\u0142aj\u0105cych na rynku przez okres minimum p\u00f3\u0142 roku. Nie jest to jednak regu\u0142a, gdy\u017c zasady leasingu aut przyj\u0119te przez cz\u0119\u015b\u0107 leasingodawc\u00f3w s\u0105 znacznie bardziej liberalne. Cz\u0119sto daj\u0105 mo\u017cliwo\u015b\u0107 otrzymania <em>lizingu <\/em>na auto na firm\u0119 r\u00f3wnie\u017c funkcjonuj\u0105cym zaledwie kilka miesi\u0119cy czy tygodni.<\/p>\n\n\n\n<p>Leasingodawcy w ramach weryfikacji klienta oceniaj\u0105 dodatkowo kondycj\u0119 finansow\u0105 firmy w <a href=\"https:\/\/leasing.sos.pl\/blog\/co-to-jest-bik-krd\/\" target=\"_blank\" data-type=\"post\" data-id=\"468\" rel=\"noreferrer noopener\">Biurze Informacji Kredytowej i Krajowym Rejestrze D\u0142ug\u00f3w<\/a>. Wa\u017cne, aby informacje tam zawarte nie by\u0142y negatywne, gdy\u017c zar\u00f3wno historia kredytowa, jak i p\u0142atnicza decyduje o tym, <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu-operacyjnego-samochodu-osobowego\/\" target=\"_blank\" data-type=\"page\" data-id=\"3995\" rel=\"noreferrer noopener\">ile kosztuje leasing samochodu osobowego<\/a>. Najkorzystniejsze warunki finansowania otrzyma\u0107 mog\u0105 ci przedsi\u0119biorcy, kt\u00f3rych kondycja finansowa pozwala na terminowe wywi\u0105zywanie si\u0119 z wszelkich zobowi\u0105za\u0144. Istniej\u0105 jednak r\u00f3wnie\u017c oferty auto leasingu <a href=\"https:\/\/leasing.sos.pl\/blog\/trudny-leasing-bez-bik-krd\/\" target=\"_blank\" data-type=\"post\" data-id=\"696\" rel=\"noreferrer noopener\">skierowane do klient\u00f3w zad\u0142u\u017conych<\/a>, kt\u00f3rzy figuruj\u0105 w bazach d\u0142u\u017cnik\u00f3w b\u0105d\u017a maj\u0105 zaleg\u0142o\u015bci p\u0142atnicze w ZUS i US.&nbsp;<\/p>\n\n\n\n<p>Leasing auta nie zostanie przyznany firmom, co do kt\u00f3rych zachodzi podejrzenie fikcyjnej dzia\u0142alno\u015bci. Dlatego te\u017c leasingodawcy w spos\u00f3b nieformalny weryfikuj\u0105 faktyczne funkcjonowanie przedsi\u0119biorstwa wnioskuj\u0105cego o przyznanie <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-samochodow\/\" data-type=\"post\" data-id=\"694\">leasingu na samoch\u00f3d osobowy<\/a>. Sam wpis do KRS lub CEIDG to za ma\u0142o, gdy\u017c firmy leasingowe maj\u0105 na celu maksymalne zabezpieczenie w\u0142asnych interes\u00f3w przed ewentualnym oszustwem.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Jak sprawdzi\u0107 ile wynios\u0105 realne oszcz\u0119dno\u015bci podatkowe na auto leasingu?<\/strong><\/p><cite>Je\u015bli chcesz sprawdzi\u0107 ile wynios\u0105 Twoje realne oszcz\u0119dno\u015bci podatkowe na leasingu aut spalinowych &#8211; <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu\/excel\/\" data-type=\"page\" data-id=\"31662\">pobierz kalkulator leasingowy w Excelu<\/a>.<br>Z oblicze\u0144 kalkulatora leasingu dowiesz si\u0119, <strong>w jakiej maksymalnej cenie brutto<\/strong> nale\u017cy szuka\u0107 auta <strong>by wszystkie wydatki leasingowe<\/strong> (nie eksploatacyjne) <strong>zalicza\u0107 w koszty<\/strong> dzia\u0142alno\u015bci swojej firmy a tak\u017ce ile realnie zmniejszysz podstaw\u0119 opodatkowania bior\u0105c <a href=\"https:\/\/leasing.sos.pl\/blog\/leasing-samochodow\/\">samoch\u00f3d w leasing do firmy<\/a>.<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-leasing-auta-%E2%80%93-jak-odliczyc-od-podatku\">Leasing auta \u2013 jak odliczy\u0107 od podatku?<\/h2>\n\n\n\n<p>Obowi\u0105zuj\u0105ce przepisy podatkowe reguluj\u0105 mo\u017cliwo\u015b\u0107 dokonania odliczenia r\u00f3wnowarto\u015bci odpowiadaj\u0105cej 50% VAT-u z tytu\u0142u leasingu aut osobowych. Dotyczy to w szczeg\u00f3lno\u015bci u\u017cytkowania mieszanego, czyli zar\u00f3wno w celach prywatnych, jak i s\u0142u\u017cbowych. W odniesieniu do leasingu na auto wykorzystywane wy\u0142\u0105cznie w celach s\u0142u\u017cbowych dopuszcza si\u0119 natomiast 100% odliczenie VAT. W przewa\u017caj\u0105cej wi\u0119kszo\u015bci jednak leasingobiorcy korzystaj\u0105 z pierwszego wariantu ze wzgl\u0119du na cz\u0119ste wykorzystywanie auta w leasingu do cel\u00f3w prywatnych.  W zwi\u0105zku z czym pozosta\u0142e 50% VAT, kt\u00f3re nie zosta\u0142o odliczone, wliczaj\u0105 w koszty uzyskania przychodu, obni\u017caj\u0105c tym samym podstaw\u0119 opodatkowania z tytu\u0142u podatku dochodowego od os\u00f3b fizycznych albo prawnych.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Dodatkowe informacje dotycz\u0105ce sposobu rozliczania koszt\u00f3w auto leasingu zasi\u0119gniesz w naszym artykule po\u015bwi\u0119conym <a href=\"https:\/\/leasing.sos.pl\/blog\/zmiany-leasing-2019\/\"><strong>zmianom podatkowym, jakie zasz\u0142y w leasingu od roku 2019!<\/strong><\/a><\/p><\/blockquote>\n\n\n\n<p>Podatek VAT nie jest jedynym obci\u0105\u017ceniem, kt\u00f3re ma znaczenie przy leasingu aut osobowych. Na czym zatem polega specyfika dzia\u0142ania leasingu operacyjnego w uj\u0119ciu podatku PIT\/CIT? Najpro\u015bciej wyja\u015bniaj\u0105c, wygenerowane dzi\u0119ki leasingowi koszty, a wi\u0119c suma pierwszej wp\u0142aty netto (czynszu inicjalnego), ka\u017cdej kolejnej raty leasingowej netto oraz 50% nieodliczalnego od czynszu VAT-u, obni\u017ca podstaw\u0119 opodatkowania podatkiem dochodowym od os\u00f3b fizycznych lub prawnych. Dotyczy to oczywi\u015bcie sytuacji, kiedy auto wykorzystujemy do cel\u00f3w mieszanych. W przypadku aut stricte firmowych, wydatki leasingowe wrzucamy w koszty w 100%. Warunkiem jest jednak zg\u0142oszenie, \u017ce posiada si\u0119 <em>lizing <\/em>na auto do fiskusa.<\/p>\n\n\n\n<p>Znacznie mniej korzystnie sytuacja wygl\u0105da w przypadku leasingu finansowego, kt\u00f3ry podatkowo funkcjonuje tak, jak kredyt bankowy. Wobec tego, jak zaksi\u0119gowa\u0107 tak\u0105 rat\u0119 leasingow\u0105? Pami\u0119taj\u0105c, \u017ce obowi\u0105zuje <a href=\"https:\/\/leasing.sos.pl\/blog\/zmiany-leasing-2019\/\" data-type=\"post\" data-id=\"366\">limit koszt\u00f3w przy leasingu<\/a> aut spalinowych i hybrydowych na poziomie 150 tys. z\u0142. to do koszt\u00f3w uzyskania przychodu b\u0119dziemy mogli wliczy\u0107 jedynie odsetkow\u0105 cz\u0119\u015b\u0107 rat leasingu finansowego, odpisy amortyzacyjne za leasingowane auto oraz 50% VAT-u, kt\u00f3ry p\u0142atny jest w ca\u0142o\u015bci wraz z pierwsz\u0105 rat\u0105 leasingu finansowego.&nbsp;<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_656575-f7{margin-bottom:-10px;}.kb-row-layout-id_656575-f7 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_656575-f7 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_656575-f7 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( 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.wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1[data-kb-block=\"kb-adv-heading_2d55fc-db1\"]{line-height:34px;}}<\/style>\n<p class=\"kt-adv-heading_2d55fc-db1 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading_2d55fc-db1\">LEASING BEZPO\u015aREDNI?<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_af1201-452, .wp-block-kadence-advancedheading.kt-adv-heading_af1201-452[data-kb-block=\"kb-adv-heading_af1201-452\"]{text-align:center;font-weight:600;font-style:normal;text-transform:lowercase;letter-spacing:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_af1201-452 mark, .wp-block-kadence-advancedheading.kt-adv-heading_af1201-452[data-kb-block=\"kb-adv-heading_af1201-452\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading_af1201-452 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading_af1201-452\"><em>U\u017cyj poni\u017cszego kwestionariusza a nasi partnerzy (banki i firmy leasingowe) przygotuj\u0105 niezb\u0119dne informacje w sprawie leasingu oraz jego wyceny!<\/em><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette3, #1A202C);width:80%;border-top-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:50px!important;}}@media all and (max-width: 767px){.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:35px!important;}}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_f0caea-fe\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_96f954-ff{margin-top:30px;margin-bottom:-15px;}.kb-row-layout-id_96f954-ff > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_96f954-ff > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_96f954-ff > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_96f954-ff > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_96f954-ff > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_96f954-ff{margin-top:0px;}.kb-row-layout-id_96f954-ff > .kt-row-column-wrap{padding-bottom:27px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_96f954-ff alignwide wp-block-kadence-rowlayout\"><div class=\"kt-blocks-carousel kb-blocks-bg-slider kt-carousel-container-dotstyle-none\"><div class=\"kt-blocks-carousel-init kb-blocks-bg-slider-init kt-carousel-arrowstyle-none kt-carousel-dotstyle-none\" data-slider-anim-speed=\"400\" data-slider-type=\"slider\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-fade=\"true\" data-slider-dots=\"false\" data-slider-hover-pause=\"false\" data-slider-auto=\"true\" data-slider-speed=\"500\"><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-0\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Santander-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-1\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Idea-Getin-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-2\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/mLeasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-3\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/PEAC-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-4\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Impuls-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-5\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/ING-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-6\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Millennium-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-7\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/SGB-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-8\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Pekao-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-9\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Noble-Finance-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-10\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/PKO-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-11\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/EFL-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-12\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Cofidis-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-13\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/GRENKE-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-14\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/BNP-Paribas-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-15\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/BOS-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-16\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Alior-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-17\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Polski-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><\/div><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-4xl, 8rem);padding-left:var(--global-kb-spacing-4xl, 8rem);}.kadence-column_264a89-66 > .kt-inside-inner-col,.kadence-column_264a89-66 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_264a89-66 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_264a89-66 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_264a89-66 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_264a89-66 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_264a89-66{position:relative;}@media all and (max-width: 1024px){.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_264a89-66 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"frm_forms  with_frm_style frm_center_submit frm_style_kadence\" id=\"frm_form_17_container\" ><form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_ajax_submit  frm_pro_form  frm_logic_form \" id=\"form_pytania_leasing\"  ><div class=\"frm_form_fields  frm_page_num_1\"><fieldset><legend class=\"frm_screen_reader\">L.4  Leasing bezpo\u015bredni<\/legend><div class=\"frm_fields_container\"><input type=\"hidden\" name=\"frm_action\" value=\"create\" \/><input type=\"hidden\" name=\"form_id\" value=\"17\" \/><input type=\"hidden\" name=\"frm_hide_fields_17\" id=\"frm_hide_fields_17\" value=\"\" \/><input type=\"hidden\" name=\"form_key\" value=\"pytania_leasing\" \/><input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/><input type=\"hidden\" id=\"frm_submit_entry_17\" name=\"frm_submit_entry_17\" value=\"0927475ab6\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/posts\/21724\/\" \/><input type=\"hidden\" name=\"item_meta[811]\" id=\"field_jq23f\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[812]\" id=\"field_8xaj9\" value=\"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/21724\/\"  data-frmval=\"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/21724\/\"   \/><input type=\"hidden\" name=\"item_meta[1399]\" id=\"field_cc17t\" value=\"\" \/><div id=\"frm_field_302_container\" class=\"frm_form_field frm_section_heading form-field \"><h3 class=\"frm_pos_top frm_section_spacing\">Co planujesz wyleasingowa\u0107?<\/h3><div id=\"frm_field_326_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_three_col\"><div  id=\"field_ko1zz_label\" class=\"frm_primary_label\"><span class=\"frm_required\"><\/span><\/div><div class=\"frm_opt_container\" aria-labelledby=\"field_ko1zz_label\" role=\"radiogroup\" aria-required=\"true\"><div class=\"frm_radio\" id=\"frm_radio_326-302-0\"><label for=\"field_ko1zz-0\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-0\" value=\"Maszyny rolnicze, le\u015bne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny rolnicze, le\u015bne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-1\"><label for=\"field_ko1zz-1\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-1\" value=\"Technologie i automatyka\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Technologie i automatyka<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-2\"><label for=\"field_ko1zz-2\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-2\" value=\"Auta osobowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Auta osobowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-3\"><label for=\"field_ko1zz-3\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-3\" value=\"Jachty, \u0142odzie, motor\u00f3wki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Jachty, \u0142odzie, motor\u00f3wki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-4\"><label for=\"field_ko1zz-4\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-4\" value=\"Maszyny CNC, frezarki, obrabiarki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny CNC, frezarki, obrabiarki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-5\"><label for=\"field_ko1zz-5\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-5\" value=\"Sprz\u0119t i meble do biur, sklep\u00f3w\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t i meble do biur, sklep\u00f3w<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-6\"><label for=\"field_ko1zz-6\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-6\" value=\"Sprz\u0119t warsztatowy, narz\u0119dzia\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t warsztatowy, narz\u0119dzia<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-7\"><label for=\"field_ko1zz-7\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-7\" value=\"Sprz\u0119t IT, serwery, oprogramowanie\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t IT, serwery, oprogramowanie<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-8\"><label for=\"field_ko1zz-8\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-8\" value=\"Biura, magazyny i nieruchomo\u015bci\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Biura, magazyny i nieruchomo\u015bci<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-9\"><label for=\"field_ko1zz-9\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-9\" value=\"Busy i pojazdy dostawcze\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Busy i pojazdy dostawcze<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-10\"><label for=\"field_ko1zz-10\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-10\" value=\"Ci\u0105gniki siod\u0142owe, naczepy\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Ci\u0105gniki siod\u0142owe, naczepy<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-11\"><label for=\"field_ko1zz-11\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-11\" value=\"W\u00f3zki wid\u0142owe i paleciaki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> W\u00f3zki wid\u0142owe i paleciaki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-12\"><label for=\"field_ko1zz-12\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-12\" value=\"Sprz\u0119t kosmetyczny, fitness\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t kosmetyczny, fitness<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-13\"><label for=\"field_ko1zz-13\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-13\" value=\"Linie lub maszyny produkcyjne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Linie lub maszyny produkcyjne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-14\"><label for=\"field_ko1zz-14\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-14\" value=\"Skutery, motocykle i quady\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Skutery, motocykle i quady<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-15\"><label for=\"field_ko1zz-15\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-15\" value=\"Pojazdy specjalistyczne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Pojazdy specjalistyczne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-16\"><label for=\"field_ko1zz-16\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-16\" value=\"Autokary, busy osobowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Autokary, busy osobowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-17\"><label for=\"field_ko1zz-17\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-17\" value=\"Panele, fotowoltaika\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Panele, fotowoltaika<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-18\"><label for=\"field_ko1zz-18\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-18\" value=\"Sprz\u0119t i maszyny wytw\u00f3rcze\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t i maszyny wytw\u00f3rcze<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-19\"><label for=\"field_ko1zz-19\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-19\" value=\"Maszyny budowlane, drogowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny budowlane, drogowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-20\"><label for=\"field_ko1zz-20\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-20\" value=\"Sprz\u0119t medyczny, dla aptek\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t medyczny, dla aptek<\/label><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"frm_page_order_17\" id=\"frm_page_order_17\" value=\"13\" \/><input type=\"hidden\" name=\"item_meta[329]\" id=\"field_b6roe\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1010]\" id=\"field_mcmxc\" value=\"\"  data-sectionid=\"329\"\/><input type=\"hidden\" name=\"item_meta[1609]\" id=\"field_qxrtl\" value=\"Netto\"  data-sectionid=\"329\" data-frmval=\"Netto\"   \/><input type=\"hidden\" name=\"item_meta[330]\" id=\"field_q1v84\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1915]\" id=\"field_52ecy\" value=\"5269\"  data-frmval=\"5269\"   \/><input type=\"hidden\" name=\"item_meta[328]\" id=\"field_ix62n\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1404]\" id=\"field_zt4ds\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1408]\" id=\"field_naei3-0\" value=\"Firma\/JDG\"  data-sectionid=\"336\" data-frmval=\"Firma\/JDG\"   \/><input type=\"hidden\" name=\"item_meta[1414]\" id=\"field_r7zxt\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1407]\" id=\"field_st0ro\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1409]\" id=\"field_cv9ar\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[335]\" id=\"field_qd5jo-0\" value=\"\"  data-sectionid=\"332\"\/><input type=\"hidden\" name=\"item_meta[333]\" id=\"field_bx6id\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[334]\" id=\"field_f0pde\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1419]\" id=\"field_biivq\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[340]\" id=\"field_y2niu-0\" value=\"\"  data-sectionid=\"1419\"\/><input type=\"hidden\" name=\"item_meta[1420]\" id=\"field_xt6un\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1421]\" id=\"field_l7cc8\" value=\"\" \/><input 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id=\"field_cfqcz5f07741e8d\" value=\"\"  data-sectionid=\"317\"\/><input type=\"hidden\" name=\"item_meta[320]\" id=\"field_og4gva4be54afcb\" value=\"\"  data-sectionid=\"317\"\/><input type=\"hidden\" name=\"item_meta[321]\" id=\"field_xxju1d0ee562119\" value=\"\"  data-sectionid=\"317\" pattern=\"\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d$\"   \/><input type=\"hidden\" name=\"item_meta[1412]\" id=\"field_kg85x\" value=\"\"  data-sectionid=\"317\" pattern=\"\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d$\"   \/><input type=\"hidden\" name=\"item_meta[323]\" id=\"field_bosaf1c886bc9d5\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[324]\" id=\"field_45aa980f4d8b05c-0\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[831]\" id=\"field_eei0n\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[2375]\" id=\"field_vkxe7\" value=\"\" \/><input type=\"hidden\" name=\"item_key\" value=\"\" \/><div class=\"frm__6562105271e2f\"><label for=\"frm_email_17\" >If you are human, leave this field blank.<\/label><input  id=\"frm_email_17\" type=\"text\" class=\"frm_verify\" name=\"frm__6562105271e2f\" value=\"\" autocomplete=\"false\"  \/><\/div><input name=\"frm_state\" type=\"hidden\" value=\"1aXwvtr3\/MOWX\/ZAvrgramgOWBqnrgA\/6YUe5DAocmpyD8ZO\/ZgdeQOwMxTG37I0W2SAJcpfbxnEAAJH4aIQ5Q==\" \/><div class=\"frm_submit\"><button class=\"frm_button_submit\" type=\"submit\"  >ZAM\u00d3W LEASING<\/button><\/div><\/div><\/fieldset><\/div><\/form><\/div>\n\n<style>.wp-block-kadence-image.kb-image_e6867a-a0:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:10px;}.kb-image_e6867a-a0 .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 767px){.wp-block-kadence-image.kb-image_e6867a-a0:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:10px;}}<\/style>\n<div class=\"wp-block-kadence-image kb-image_e6867a-a0\"><figure class=\"aligncenter size-thumbnail\"><img decoding=\"async\" width=\"150\" height=\"44\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-150x44.png\" alt=\"Leasingujesz bezpiecznie - Certyfikat SSL oraz Norton Safe Web to potwierdzaj\u0105\" class=\"kb-img wp-image-13442\" title=\"Leasingujesz bezpiecznie - Certyfikat SSL oraz Norton Safe Web potwierdzaj\u0105!\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-150x44.png 150w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-20x6.png 20w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal.png 200w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_3e8050-ea > 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767px){.kadence-column_98fca9-38 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_98fca9-38 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette3, #1A202C);width:80%;border-top-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:50px!important;}}@media all and (max-width: 767px){.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:35px!important;}}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_33abc9-0b\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"250\" height=\"83\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom.jpg\" alt=\"Fachowcy od leasingu znajd\u0105 dla Ciebie najlepsz\u0105 ofert\u0119 - sprawd\u017a i zaufaj naszym doradcom\" class=\"wp-image-26917\" title=\"\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom.jpg 250w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom-150x50.jpg 150w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure><\/div>\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"5-jak-obliczyc-leasing-na-auto-%E2%80%93-porownanie-form-finansowania\"><a href=\"https:\/\/leasing.sos.pl\/blog\/obliczyc-leasing\/\" data-type=\"post\" data-id=\"1366\">Jak obliczy\u0107 leasing<\/a> na auto? \u2013 por\u00f3wnanie form finansowania<\/h2>\n\n\n\n<p>Zdecydowanie najlepsz\u0105 metod\u0105 na zweryfikowanie faktycznych koszt\u00f3w i korzy\u015bci wynikaj\u0105cych z auto leasingu jest zestawienie ich z pozosta\u0142ymi formami finansowania. W my\u015bl tego podej\u015bcia zak\u0142adaj\u0105c, \u017ce cena nowego pojazdu wynosi 67&nbsp;000 z\u0142 brutto, wysoko\u015b\u0107 wk\u0142adu w\u0142asnego to 10%, czyli 6&nbsp;700 z\u0142, a okres trwania umowy 48 miesi\u0119cy, \u0142atwo oszacowa\u0107 op\u0142acalno\u015b\u0107 dost\u0119pnych wariant\u00f3w. Dodatkowo <a href=\"https:\/\/leasing.sos.pl\/blog\/jak-korzystnie-wykupic-samochod-z-leasingu\/\" target=\"_blank\" data-type=\"post\" data-id=\"10819\" rel=\"noreferrer noopener\">leasing zako\u0144czy\u0107 ma si\u0119 wykupem<\/a> za r\u00f3wnowarto\u015b\u0107 1%, natomiast wynajem d\u0142ugoterminowy za 20%.&nbsp;<\/p>\n\n\n\n<p>Uwzgl\u0119dniaj\u0105c wszystkie powy\u017csze kwestie, szacujemy nast\u0119puj\u0105co:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Leasing<\/th><th class=\"has-text-align-center\" data-align=\"center\">Wynajem bez wykupu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Kredyt<\/th><th class=\"has-text-align-center\" data-align=\"center\">Got\u00f3wka<\/th><\/tr><\/thead><tbody><tr><td>Cena brutto nowego pojazdu<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><\/tr><tr><td>Warto\u015b\u0107 wk\u0142adu w\u0142asnego<\/td><td class=\"has-text-align-center\" data-align=\"center\">7 370<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 700<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 700<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><\/tr><tr><td>Rata<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 416<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 253<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 454<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><\/tr><tr><td>Koszt uzyskania przychodu<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 021<\/td><td class=\"has-text-align-center\" data-align=\"center\">56 885<\/td><td class=\"has-text-align-center\" data-align=\"center\">58 070<\/td><td class=\"has-text-align-center\" data-align=\"center\">48 589<\/td><\/tr><tr><td>Warto\u015b\u0107 odlicze\u0144 VAT<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 912<\/td><td class=\"has-text-align-center\" data-align=\"center\">5 867<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 264<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 264<\/td><\/tr><tr><td>Warto\u015b\u0107 odlicze\u0144 PIT, CIT<\/td><td class=\"has-text-align-center\" data-align=\"center\">12 734<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 808<\/td><td class=\"has-text-align-center\" data-align=\"center\">11 033<\/td><td class=\"has-text-align-center\" data-align=\"center\">9 232<\/td><\/tr><tr><td>Suma odlicze\u0144<\/td><td class=\"has-text-align-center\" data-align=\"center\">19 646<\/td><td class=\"has-text-align-center\" data-align=\"center\">16 675<\/td><td class=\"has-text-align-center\" data-align=\"center\">17 297<\/td><td class=\"has-text-align-center\" data-align=\"center\">15 496<\/td><\/tr><tr><td>Suma koszt\u00f3w \u0142\u0105cznych pojazdu<\/td><td class=\"has-text-align-center\" data-align=\"center\">73 933<\/td><td class=\"has-text-align-center\" data-align=\"center\">62 751<\/td><td class=\"has-text-align-center\" data-align=\"center\">76 492<\/td><td class=\"has-text-align-center\" data-align=\"center\">67 000<\/td><\/tr><tr><td>Faktyczny koszt pojazdu<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>54 287<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>46 076<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>59 195<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>51 504<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Analizuj\u0105c poszczeg\u00f3lne koszty uzyskania przychod\u00f3w i kwestie podatkowe, leasing na auto okazuje si\u0119 by\u0107 rozs\u0105dnym rozwi\u0105zaniem. Kusz\u0105ca jest te\u017c opcja <a href=\"https:\/\/leasing.sos.pl\/blog\/wynajem-dlugoterminowy-aut\/\" data-type=\"post\" data-id=\"20956\">wynajmu d\u0142ugoterminowego bez wykupu<\/a>, zw\u0142aszcza \u017ce po kilku latach mo\u017cna u\u017cytkowa\u0107 kolejny, nowy pojazd. Warto w tym miejscu podkre\u015bli\u0107, \u017ce w tej opcji jeszcze korzystniejsza by\u0142aby wy\u017csza warto\u015b\u0107 ewentualnego wykupu, wtedy raty uleg\u0142yby obni\u017ceniu. Dodatkowo, wbrew powszechnemu przekonaniu, kredyt bankowy stanowi koszt jeszcze wy\u017cszy ni\u017c w przypadku zakupu za got\u00f3wk\u0119.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Pog\u0142\u0119bion\u0105 analiz\u0119 i por\u00f3wnanie kredytu oraz leasingu znajdziesz w opracowaniu p.t.: <a href=\"https:\/\/leasing.sos.pl\/blog\/kredyt-czy-leasing\/\" data-type=\"post\" data-id=\"21851\"><strong>Kredyt czy leasing?<\/strong><\/a><\/p><\/blockquote>\n\n\n\n<p>Z punktu widzenia korzy\u015bci finansowych dla firmy, najlepszym rozwi\u0105zaniem bez w\u0105tpienia jest pozyskanie auta w leasing. Opinie, co prawda s\u0105 r\u00f3\u017cne, jednak minimalizacja koszt\u00f3w w ka\u017cdym przedsi\u0119biorstwie jest podstawowym celem, dlatego warto przyjrze\u0107 si\u0119 bli\u017cej dost\u0119pnym ofertom firm leasingowych. Konkurencja w\u015br\u00f3d leasingodawc\u00f3w jest tak du\u017ca, \u017ce odnalezienie korzystnej dla siebie oferty jest \u017cmudnym procesem. Kwesti\u0119 t\u0119 pomagaj\u0105 za\u0142atwi\u0107 centra leasingu, kt\u00f3re maj\u0105c dost\u0119p do ofert wielu leasingodawc\u00f3w sprawnie i szybko mog\u0105 dopasowa\u0107 ofert\u0119 do potrzeb klienta. Mo\u017cna te\u017c skorzysta\u0107 z <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu-operacyjnego-samochodu-osobowego\/\" data-type=\"page\" data-id=\"3995\">kalkulatora rat leasingu samochod\u00f3w osobowych<\/a>, kt\u00f3ry oszacuje i dostarczy informacji o spodziewanych kosztach samochodu w leasingu.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Czy wiesz, \u017ce auto leasing mo\u017ce by\u0107 potraktowany jako schemat podatkowy?<\/strong><\/p><cite>Przepisy ordynacji podatkowej wymagaj\u0105 by Tw\u00f3j leasingodawca (np. bank) przes\u0142a\u0142 zg\u0142oszenie zawartej z Tob\u0105 umowy leasingowej do Urz\u0119du Skarbowego, <strong>je\u015bli pomini\u0119to etap ofertowania<\/strong> a Ty sam zg\u0142osi\u0142e\u015b si\u0119 do banku lub firmy leasingowej po finansowanie?<br><strong>Za uchybienia w tym zakresie grozi sankcja<\/strong> r\u00f3wnie\u017c i Tobie. <strong>Mo\u017cesz tego unikn\u0105\u0107 w bardzo prosty spos\u00f3b <\/strong>korzystaj\u0105c z us\u0142ug centr\u00f3w leasingu, kt\u00f3re zajmuj\u0105c si\u0119 po\u015brednictwem leasingowym przeprowadzaj\u0105 etap ofertowania za Ciebie. Zg\u0142o\u015b si\u0119 po <a href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing\/\">ofert\u0119 na leasing auta<\/a>!<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-jak-wziac-auto-w-leasing-%E2%80%93-przydatne-informacje\">Jak wzi\u0105\u0107 auto w leasing? \u2013 przydatne informacje<\/h2>\n\n\n\n<p>Procedura wnioskowania o przyznanie finansowania w formie leasingu nie jest skomplikowania. Co zatem nale\u017cy zrobi\u0107, aby wzi\u0105\u0107 auto w leasing? Jak krok po kroku post\u0119puje ca\u0142y proces?<\/p>\n\n\n\n<ol><li>Rozeznanie w dost\u0119pnej ofercie dealer\u00f3w \u2013 weryfikacja cen i wyb\u00f3r konkretnego modelu auta.&nbsp;<\/li><li>Wyb\u00f3r firmy leasingowej \u2013 uwaga! Poszczeg\u00f3lne oferty mog\u0105 znacz\u0105co si\u0119 r\u00f3\u017cni\u0107. Ich zdobycie od r\u00f3\u017cnych leasingodawc\u00f3w jest te\u017c uci\u0105\u017cliwe. Je\u015bli masz ju\u017c oferty na auto leasing to skorzystaj z <a href=\"https:\/\/leasing.sos.pl\/kalkulator-leasingu\/\" data-type=\"page\" data-id=\"1390\">por\u00f3wnywarki leasing\u00f3w, dost\u0119pnej w ramach kalkulatora leasingu samochod\u00f3w w Excelu<\/a>. Je\u015bli jeszcze szukasz ofert na lizing auta to prze\u015blij zapytanie w ramach &#8222;jednego okienka&#8221; na formularzu wst\u0119pnego <a href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing\/\" data-type=\"page\" data-id=\"483\">wniosku o leasing<\/a>. Wybierzesz najlepsz\u0105 ofert\u0119 dla siebie.<\/li><li>Zebranie niezb\u0119dnej dokumentacji i z\u0142o\u017cenie stosownego wniosku. Strona formalna procedury wymaga przed\u0142o\u017cenia:<\/li><\/ol>\n\n\n\n<ul><li>specyfikacji wybranego pojazdu wraz z pro form\u0105 (otrzymamy to od sprzedawcy auta);<\/li><li>wype\u0142nionego wniosku o przyznanie finansowania w firmie, kt\u00f3rej oferta by\u0142a najlepsza (wniosek dostarczamy naszym klientom);<\/li><li>dokumentacji za\u0142o\u017cenia firmy, jak KRS\/CEIDG, Regon (z regu\u0142y wystarcza NIP a firmy leasingowe same pobieraj\u0105 dokumenty rejestrowe z og\u00f3lnodost\u0119pnych baz);<\/li><li>dokument\u00f3w finansowych przedsi\u0119biorstwa za poprzedni rok (KPIR lub ksi\u0119gi\/bilans);<\/li><li><a href=\"https:\/\/leasing.sos.pl\/blog\/dowod-osobisty-pozyczka-kredyt\/\" data-type=\"post\" data-id=\"435\">dowod\u00f3w potwierdzaj\u0105cych to\u017csamo\u015b\u0107<\/a> w\u0142a\u015bciciela, wsp\u00f3lnik\u00f3w albo ewentualnie reprezentant\u00f3w firmy (skany dowod\u00f3w osobistych).<\/li><\/ul>\n\n\n\n<p>Co wi\u0119cej, leasingodawca mo\u017ce r\u00f3wnie\u017c poprosi\u0107 o wykaz aktualnych kontrakt\u00f3w, \u015brodk\u00f3w trwa\u0142ych, za\u015bwiadczenie o sk\u0142adach od ZUS, a nawet faktury za zbyte towary czy opinie wystawione przez bank. Jest to jednak rzadko\u015b\u0107 i dotyczy g\u0142\u00f3wnie bardzo drogich samochod\u00f3w lub mniej wiarygodnych klient\u00f3w.<\/p>\n\n\n\n<ol start=\"4\"><li>Analiza otrzymanych danych i dokument\u00f3w przez firm\u0119 leasingow\u0105. Ten krok standardowo trwa do 5 dni, jednak nie jest to regu\u0142\u0105. Kwestia ta mo\u017ce zosta\u0107 za\u0142atwiona w 1 dzie\u0144 albo w 1 tydzie\u0144, gdy pojawi\u0105 si\u0119 jakichkolwiek w\u0105tpliwo\u015bci wymagaj\u0105cych sprawdzenia.&nbsp;<\/li><li>Zawarcie umowy leasingowej, na podpisanie kt\u00f3rej przedstawiciel leasingodawcy przyje\u017cd\u017ca do klienta. Jej tre\u015b\u0107 obejmuje:<\/li><\/ol>\n\n\n\n<ul><li>og\u00f3lne warunki;<\/li><li>deklaracj\u0119 wekslow\u0105 i weksel;<\/li><li><a href=\"https:\/\/leasing.sos.pl\/blog\/protokol-zdawczo-odbiorczy-przy-leasingu\/\" data-type=\"post\" data-id=\"1949\">protok\u00f3\u0142 zdawczo-odbiorczy<\/a> auta;<\/li><li>harmonogram rat;<\/li><\/ul>\n\n\n\n<ol start=\"6\"><li>Uiszczenie czynszu inicjalnego, czyli wk\u0142adu w\u0142asnego zwanego inaczej op\u0142at\u0105 wst\u0119pn\u0105.<\/li><li>Odbi\u00f3r auta.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-gdzie-najlepiej-wziac-leasing-na-auto\"><a href=\"https:\/\/leasing.sos.pl\/blog\/gdzie-leasing\/\" data-type=\"post\" data-id=\"430\">Gdzie najlepiej wzi\u0105\u0107 leasing<\/a> na auto?<\/h2>\n\n\n\n<p>Tani i dobry leasing to cel ka\u017cdego potencjalnie zainteresowanego przedsi\u0119biorcy. Warto jednak mie\u0107 na uwadze fakt, \u017ce dla dokonania korzystnego wyboru dobrze jest zdoby\u0107 troch\u0119 potrzebnej wiedzy. \u015awiadomo\u015b\u0107 tego, <a href=\"https:\/\/leasing.sos.pl\/blog\/gdzie-leasing\/\" data-type=\"post\" data-id=\"430\">gdzie najlepszy leasing jest mo\u017cliwy do uzyskania<\/a>, znacznie u\u0142atwia efektywne poszukiwania. Nie nale\u017cy zatem korzysta\u0107 z pierwszej lepszej oferty. Salon czy te\u017c komis zazwyczaj nalicza prowizj\u0119 o wiele wy\u017csz\u0105 ni\u017celi profesjonalne firmy i doradcy leasingowi. Dodatkowo podkre\u015bli\u0107 trzeba, \u017ce dogi leasing to nie tylko wysokie raty, ale i znacznie mniej korzystne warunki umowne.&nbsp;<\/p>\n\n\n\n<p>Wi\u0119kszo\u015b\u0107 leasingodawc\u00f3w \u015bci\u015ble wsp\u00f3\u0142pracuje z producentami samochod\u00f3w. Maj\u0105c to na uwadze, dobrze jest dobiera\u0107 us\u0142ugi przez pryzmat marki wybranego auta. Na szczeg\u00f3ln\u0105 uwag\u0119 zas\u0142uguj\u0105 r\u00f3wnie\u017c po\u015brednicy leasingowi, kt\u00f3rzy w swojej ofercie dysponuj\u0105 ca\u0142ym wachlarzem dost\u0119pnych na rynku wariant\u00f3w auto leasingu. S\u0142u\u017c\u0105 tak\u017ce fachow\u0105 rad\u0105 oraz skutecznie pomagaj\u0105 analizowa\u0107 i ocenia\u0107 otrzymane propozycje finansowania.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>Czy wiesz gdzie p\u00f3j\u015b\u0107 po dobry auto leasing?<\/strong><\/p><cite>Udaj\u0105c si\u0119 do banku mo\u017cesz liczy\u0107 tylko <strong>na ofert\u0119 tego jednego banku<\/strong>. Bez mo\u017cliwo\u015bci por\u00f3wnania go w szerszym kontek\u015bcie i wiedzy, co jeszcze oferuje rynek. Nie opieraj si\u0119 te\u017c na rankingach leasingowych bo por\u00f3wnywanie leasing\u00f3w nie ma uzasadnienia praktycznego. Z prostej przyczyny &#8211; ka\u017cdy leasing jest analizowany osobno a czynniki, kt\u00f3re wp\u0142yn\u0105 na ostateczny jego koszt nie zale\u017c\u0105 tylko od warunk\u00f3w, kt\u00f3re oferuje bank (mar\u017ca banku za udzielenie + WIBOR). Cena leasingu zale\u017cy od zdolno\u015bci do zaci\u0105gania zobowi\u0105za\u0144 przez potencjalnego leasingobiorc\u0119 oraz od przedmiotu leasingu, jego stanu oraz ceny. St\u0105d w\u0142a\u015bnie prawdziwe rankingi leasing\u00f3w bankowych nie istniej\u0105 i odradzamy Ci z nich korzystanie.<br><strong>By mie\u0107 mo\u017cliwo\u015b\u0107 wyboru<\/strong> najta\u0144szego albo najkorzystniejszego auto leasingu (tani, nie zawsze oznacza korzystny!) warto kierowa\u0107 si\u0119 do po\u015brednik\u00f3w leasingowych, kt\u00f3rzy maj\u0105 rozeznanie w wi\u0119kszej liczbie ofert ni\u017c tylko jednego banku. Znaj\u0105c sytuacj\u0119 leasingobiorcy s\u0105 w stanie dla niego wyszuka\u0107 na raz kilka ofert i wskaza\u0107 najkorzystniejszy leasing. Mo\u017cesz to sprawdzi\u0107 wysy\u0142aj\u0105c ju\u017c teraz <a href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing-online\/\">zapytanie o leasing online<\/a>.<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"8-podsumowujac-wszystko-o-auto-leasingu%E2%80%A6\">Podsumowuj\u0105c wszystko o auto leasingu\u2026<\/h2>\n\n\n\n<p>Przed podpisaniem pierwszej umowy leasingu na auto warto zapozna\u0107 si\u0119 z najwa\u017cniejszymi kwestiami dotycz\u0105cymi tej formy finansowania. Wiedza o tym, czym jest leasing, w jaki spos\u00f3b w praktyce funkcjonuj\u0105 jego mechanizmy i jakie rodzaje leasingu istniej\u0105, jest podstaw\u0105. Nie mniej wa\u017cne s\u0105 aspekty formalno podatkowe. Decyduj\u0105c si\u0119 na zakup auta w leasingu, dobrze jest zna\u0107 zasady ksi\u0119gowania rat, odlicze\u0144 podatkowych czy amortyzacji \u015brodka trwa\u0142ego, jakim jest pojazd osobowy. Procedura zmierzaj\u0105ca do sfinalizowania umowy, cho\u0107 nie wymaga wielkiego wysi\u0142ku, r\u00f3wnie\u017c powinna by\u0107 znana ka\u017cdemu, kto potencjalnie interesuje si\u0119 leasingiem dla firm. Warunki umowne nie zawsze s\u0105 korzystne, dlatego szeroka oferta auto leasingu dost\u0119pna na rynku powinna zosta\u0107 dok\u0142adnie zweryfikowana. Wbrew pozorom to, kto udzieli firmie potrzebnego finansowania, ma ogromne znaczenie, dlatego wyb\u00f3r nie mo\u017ce pa\u015b\u0107 na przypadkow\u0105 ofert\u0119 i powinien zosta\u0107 dokonany w asy\u015bcie profesjonalnego doradcy leasingowego.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong>Czy chcesz samodzielnie szuka\u0107 leasingu czy jednak spr\u00f3bujesz powierzy\u0107 t\u0119 kwesti\u0119 do\u015bwiadczonym specjalistom?<\/strong><\/p>\n\n\n<style>#kt-layout-id_e471a9-81 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_e471a9-81 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_e471a9-81 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px 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1024px){.kadence-column_354130-f5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_354130-f5 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_354130-f5\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_d67eb6-00 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_d67eb6-00 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:60px;padding-bottom:200px;grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2))) 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.kt-inside-inner-col{display:flex;}.kadence-column_c84a86-22 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_c84a86-22 > .kt-inside-inner-col,.kadence-column_c84a86-22 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c84a86-22 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_c84a86-22 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_c84a86-22{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_c84a86-22{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_c84a86-22 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c84a86-22{position:relative;}@media all and (max-width: 1024px){.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c84a86-22 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_c84a86-22\"><div class=\"kt-inside-inner-col\"><style>.kb-image_c3d658-b3.kb-image-is-ratio-size, .kb-image_c3d658-b3 .kb-image-is-ratio-size{max-width:401px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image_c3d658-b3.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image_c3d658-b3 .kb-image-is-ratio-size{align-self:unset;}.kb-image_c3d658-b3 figure{max-width:401px;}.kb-image_c3d658-b3 .image-is-svg, .kb-image_c3d658-b3 .image-is-svg img{width:100%;}.kb-image_c3d658-b3 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image_c3d658-b3\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"501\" height=\"550\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png\" alt=\"Mo\u017cesz zam\u00f3wi\u0107 wygodnie leasing online - bez wstawania z krzes\u0142a\" class=\"kb-img wp-image-31131\" title=\"\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png 501w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-273x300.png 273w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-137x150.png 137w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_11252d-92 > .kt-inside-inner-col{display:flex;}.wp-block-kadence-column.kadence-column_11252d-92 > .kt-inside-inner-col{margin-right:-100px;}.kadence-column_11252d-92 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:30px;padding-right:30px;}.kadence-column_11252d-92 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_11252d-92 > .kt-inside-inner-col,.kadence-column_11252d-92 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_11252d-92 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_11252d-92 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_11252d-92{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_11252d-92{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_11252d-92 > .kt-inside-inner-col{background-color:var(--global-palette4, #2D3748);}.kadence-column_11252d-92 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_11252d-92{position:relative;}@media all and (max-width: 1024px){.kadence-column_11252d-92 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_11252d-92 > .kt-inside-inner-col{padding-top:12px;padding-bottom:12px;padding-left:12px;padding-right:12px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_11252d-92\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"]{margin-top:20px;margin-right:20px;margin-bottom:0px;margin-left:0px;padding-left:0px;font-size:28px;line-height:92px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14 mark, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14, .wp-block-kadence-advancedheading.kt-adv-heading_7d3056-b14[data-kb-block=\"kb-adv-heading_7d3056-b14\"]{margin-right:40px;margin-left:20px;font-size:22px;line-height:56px;}}<\/style>\n<p class=\"kt-adv-heading_7d3056-b14 wp-block-kadence-advancedheading has-theme-palette-8-color has-text-color\" data-kb-block=\"kb-adv-heading_7d3056-b14\">Tak, jak chcesz!<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"]{font-size:42px;line-height:50px;font-weight:900;font-style:normal;letter-spacing:1px;}.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455 mark, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455, .wp-block-kadence-advancedheading.kt-adv-heading_c776d0-455[data-kb-block=\"kb-adv-heading_c776d0-455\"]{margin-top:20px;margin-right:40px;margin-bottom:0px;margin-left:20px;font-size:26px;line-height:30px;text-align:left!important;}}<\/style>\n<p class=\"kt-adv-heading_c776d0-455 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_c776d0-455\">KOMPLEKSOWA<br>DOSTAWA LEASINGU<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .wp-block-kadence-advancedbtn.kb-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns_889f46-e7{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedbtn.kb-btns_889f46-e7{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_889f46-e7 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_889f46-e7 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button{padding-left:18px;padding-right:18px;padding-top:10px;padding-bottom:10px;color:var(--global-palette9, #ffffff);font-size:24px;background:var(--global-palette1, #3182CE);border-color:var(--global-palette1, #3182CE);border-style:solid;margin-top:10px;margin-right:10px;margin-bottom:10px;margin-left:10px;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:focus{border-color:var(--global-palette6, #718096);}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button:focus{background:var(--global-palette6, #718096);}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kt-btns_889f46-e7, .wp-block-kadence-advancedbtn.kb-btns_889f46-e7, .site .entry-content .wp-block-kadence-advancedbtn.kb-btns_889f46-e7{margin-top:40px;margin-right:60px;margin-bottom:20px;margin-left:10px;}.wp-block-kadence-advancedbtn.kb-btns_889f46-e7{justify-content:flex-start;}.wp-block-kadence-advancedbtn.kt-btns_889f46-e7 .kt-btn-wrap-0 .kt-button{font-size:16px;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-left kt-btns-wrap kt-btns_889f46-e7\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/leasing.sos.pl\/wniosek-o-leasing-online\/\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"border-radius:1px;border-width:3px;letter-spacing:2px\"><span class=\"kt-btn-inner-text\"><strong>ZAM\u00d3W WYGODNY LEASING ONLINE<\/strong><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_07ffb6-15 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_07ffb6-15 > .kt-inside-inner-col,.kadence-column_07ffb6-15 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_07ffb6-15 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_07ffb6-15 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_07ffb6-15 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_07ffb6-15{position:relative;}@media all and (max-width: 1024px){.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_07ffb6-15 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_07ffb6-15\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<style>#kt-layout-id_d1d2a3-ec{margin-top:-130px;}#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:0px;padding-bottom:80px;grid-template-columns:minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2))) minmax(0, calc(75% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}#kt-layout-id_d1d2a3-ec > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_d1d2a3-ec > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignwide\"><div id=\"kt-layout-id_d1d2a3-ec\" class=\"kt-row-layout-inner kt-layout-id_d1d2a3-ec\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row  kt-custom-first-width-25  kt-custom-second-width-75\"><style>.kadence-column_0f7f23-31 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_0f7f23-31 > .kt-inside-inner-col,.kadence-column_0f7f23-31 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0f7f23-31 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0f7f23-31 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0f7f23-31 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0f7f23-31{position:relative;}@media all and (max-width: 1024px){.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0f7f23-31 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_0f7f23-31\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column_65f70c-88 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_65f70c-88 > .kt-inside-inner-col,.kadence-column_65f70c-88 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_65f70c-88 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_65f70c-88 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_65f70c-88 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_65f70c-88{position:relative;}@media all and (max-width: 1024px){.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_65f70c-88 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_65f70c-88\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_abab53-34 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_abab53-34 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_abab53-34 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:0px;grid-template-columns:repeat(3, minmax(0, 1fr));}#kt-layout-id_abab53-34 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_abab53-34 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_abab53-34 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_abab53-34\" class=\"kt-row-layout-inner kt-layout-id_abab53-34\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_7723c8-f9 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col,.kadence-column_7723c8-f9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_7723c8-f9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_7723c8-f9 > .kt-inside-inner-col{background-color:var(--global-palette6, #718096);}.kadence-column_7723c8-f9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_7723c8-f9{position:relative;}@media all and (max-width: 1024px){.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_7723c8-f9 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_7723c8-f9\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_689cb7-e1 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons_689cb7-e1{justify-content:flex-start;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_689cb7-e1 alignnone\" style=\"text-align:left\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette9)\" class=\"kt-svg-icon kt-svg-icon-fe_box\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"50\" width=\"50\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12.89 1.45l8 4A2 2 0 0 1 22 7.24v9.53a2 2 0 0 1-1.11 1.79l-8 4a2 2 0 0 1-1.79 0l-8-4a2 2 0 0 1-1.1-1.8V7.24a2 2 0 0 1 1.11-1.79l8-4a2 2 0 0 1 1.78 0z\"><\/path><polyline points=\"2.32 6.16 12 11 21.68 6.16\"><\/polyline><line x1=\"12\" y1=\"22.76\" x2=\"12\" y2=\"11\"><\/line><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_f2d01f-71 .kt-block-spacer{height:15px;}.wp-block-kadence-spacer.kt-block-spacer-_f2d01f-71 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:30%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_f2d01f-71\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16, .wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16[data-kb-block=\"kb-adv-heading_49067f-cd16\"]{font-size:18px;line-height:25px;font-weight:400;font-style:normal;font-family:'Noto Sans';}.wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16 mark, .wp-block-kadence-advancedheading.kt-adv-heading_49067f-cd16[data-kb-block=\"kb-adv-heading_49067f-cd16\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading_49067f-cd16 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_49067f-cd16\"><meta charset=\"utf-8\">21+ Bank\u00f3w i Towarzystw Leasingowych<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_2450e0-4b > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;padding-left:20px;padding-right:20px;}.kadence-column_2450e0-4b > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_2450e0-4b > .kt-inside-inner-col,.kadence-column_2450e0-4b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2450e0-4b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2450e0-4b > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2450e0-4b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2450e0-4b > .kt-inside-inner-col{background-color:var(--global-palette6, #718096);}.kadence-column_2450e0-4b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2450e0-4b{position:relative;}@media all and (max-width: 1024px){.kadence-column_2450e0-4b > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_2450e0-4b > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_2450e0-4b\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_944ffc-04 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons_944ffc-04{justify-content:flex-start;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_944ffc-04 alignnone\" style=\"text-align:left\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette9)\" class=\"kt-svg-icon kt-svg-icon-ic_glass\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 8 8\" height=\"50\" width=\"50\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M3.5 0c-1.93 0-3.5 1.57-3.5 3.5s1.57 3.5 3.5 3.5c.59 0 1.17-.14 1.66-.41a1 1 0 0 0 .13.13l1 1a1.02 1.02 0 1 0 1.44-1.44l-1-1a1 1 0 0 0-.16-.13c.27-.49.44-1.06.44-1.66 0-1.93-1.57-3.5-3.5-3.5zm0 1c1.39 0 2.5 1.11 2.5 2.5 0 .66-.24 1.27-.66 1.72-.01.01-.02.02-.03.03a1 1 0 0 0-.13.13c-.44.4-1.04.63-1.69.63-1.39 0-2.5-1.11-2.5-2.5s1.11-2.5 2.5-2.5z\"><\/path><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_6a34e5-bb .kt-block-spacer{height:15px;}.wp-block-kadence-spacer.kt-block-spacer-_6a34e5-bb .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:30%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_6a34e5-bb\"><div class=\"kt-block-spacer kt-block-spacer-halign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_4693f4-6217, .wp-block-kadence-advancedheading.kt-adv-heading_4693f4-6217[data-kb-block=\"kb-adv-heading_4693f4-6217\"]{font-size:18px;line-height:25px;font-weight:400;font-style:normal;font-family:'Noto 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Zapytanie o auto leasing wy\u015blemy do 20 najlepszych firm leasingowych w Polsce z pro\u015bb\u0105 o oferty dla Ciebie. Oczekuj na kontakt w ci\u0105gu 10 godz. Leasing aut osobowych \u2013 praktyczny poradnik dla firm 2022 Jak wynika z raportu Zwi\u0105zku Polskiego Leasingu, bran\u017ca leasingowa tylko w 2019 roku&#8230;<\/p>\n","protected":false},"author":2,"featured_media":21734,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[16,14],"tags":[],"taxonomy_info":{"category":[{"value":16,"label":"Przewodniki"},{"value":14,"label":"Auta osobowe"}]},"featured_image_src_large":["https:\/\/leasing.sos.pl\/wp-content\/uploads\/Praktyczny-przewodnik-po-auto-leasingu.jpg",1024,386,false],"author_info":{"display_name":"Adam Drzas","author_link":"https:\/\/leasing.sos.pl\/autor\/adam\/"},"comment_info":0,"category_info":[{"term_id":16,"name":"Przewodniki","slug":"przewodniki","term_group":0,"term_taxonomy_id":16,"taxonomy":"category","description":"","parent":0,"count":50,"filter":"raw","cat_ID":16,"category_count":50,"category_description":"","cat_name":"Przewodniki","category_nicename":"przewodniki","category_parent":0},{"term_id":14,"name":"Auta osobowe","slug":"auta-osobowe","term_group":0,"term_taxonomy_id":14,"taxonomy":"category","description":"","parent":0,"count":22,"filter":"raw","cat_ID":14,"category_count":22,"category_description":"","cat_name":"Auta osobowe","category_nicename":"auta-osobowe","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/21724"}],"collection":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/comments?post=21724"}],"version-history":[{"count":0,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/21724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/media\/21734"}],"wp:attachment":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/media?parent=21724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/categories?post=21724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/tags?post=21724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}