{"id":32328,"date":"2022-04-23T20:04:00","date_gmt":"2022-04-23T18:04:00","guid":{"rendered":"https:\/\/leasing.sos.pl\/?p=32328"},"modified":"2022-04-26T18:36:35","modified_gmt":"2022-04-26T16:36:35","slug":"gap-fakturowy-ubezpieczenie-rti","status":"publish","type":"post","link":"https:\/\/leasing.sos.pl\/blog\/gap-fakturowy-ubezpieczenie-rti\/","title":{"rendered":"GAP fakturowy &#8211; ubezpieczenie RTI"},"content":{"rendered":"\n<p>Tutaj zam\u00f3wisz GAP fakturowy. Ubezpieczenie GAP RTI zarezerwujesz w kilka chwil. Procedura zostanie przeprowadzona online a gwarancje ubezpieczeniowe zapewni\u0105 Ci najlepsz\u0105 ochron\u0119 na polskim rynku. Dostaniesz j\u0105 od Defend Insurance, specjalizuj\u0105cej si\u0119 ubezpieczaniu GAP r\u00f3\u017cnego rodzaju pojazd\u00f3w, z milionami klient\u00f3w na koncie!<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id13062_ca81c6-0c{margin-top:20px;margin-bottom:20px;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:60px;padding-bottom:60px;grid-template-columns:minmax(0, calc(50% - ((80px * 1 )\/2))) minmax(0, calc(50% - ((80px * 1 )\/2)));}.kb-row-layout-id13062_ca81c6-0c{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;overflow:hidden;isolation:isolate;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-layout-overlay{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-layout-overlay{opacity:1;background:linear-gradient(135deg,var(--global-palette3) 35%,rgb(164,215,179) 45%);}@media all and (max-width: 1024px){.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id13062_ca81c6-0c alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column13062_851716-2a > .kt-inside-inner-col{display:flex;}.kadence-column13062_851716-2a, .kt-inside-inner-col > .kadence-column13062_851716-2a:not(.specificity){margin-left:20px;}.kadence-column13062_851716-2a > .kt-inside-inner-col,.kadence-column13062_851716-2a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column13062_851716-2a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column13062_851716-2a{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_851716-2a{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column13062_851716-2a{text-align:center;}.kadence-column13062_851716-2a{position:relative;}@media all and (max-width: 1024px){.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column13062_851716-2a, .kt-inside-inner-col > .kadence-column13062_851716-2a:not(.specificity){margin-top:0px;margin-right:10px;margin-bottom:0px;margin-left:0px;}.kadence-column13062_851716-2a{text-align:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column13062_851716-2a inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image13062_a2d566-65.kb-image-is-ratio-size, .kb-image13062_a2d566-65 .kb-image-is-ratio-size{max-width:400px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image13062_a2d566-65.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image13062_a2d566-65 .kb-image-is-ratio-size{align-self:unset;}.kb-image13062_a2d566-65{max-width:400px;}.image-is-svg.kb-image13062_a2d566-65{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image13062_a2d566-65 img{width:100%;}.kb-image13062_a2d566-65:not(.kb-image-is-ratio-size) .kb-img, .kb-image13062_a2d566-65.kb-image-is-ratio-size{padding-left:10px;}.kb-image13062_a2d566-65 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image13062_a2d566-65 size-full\"><a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Kalkulator ubezpieczenia GAP\"><img decoding=\"async\" width=\"501\" height=\"550\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png\" alt=\"Mo\u017cesz zam\u00f3wi\u0107 wygodnie leasing online - bez wstawania z krzes\u0142a\" class=\"kb-img wp-image-31131\" title=\"GAP W 7 SEKUND? Sprawd\u017a!\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png 501w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-273x300.png 273w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-137x150.png 137w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/><\/a><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{display:flex;}.kadence-column13062_2d04b6-cf, .kt-inside-inner-col > .kadence-column13062_2d04b6-cf:not(.specificity){margin-right:0px;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col,.kadence-column13062_2d04b6-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:20px;border-bottom-left-radius:0px;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column13062_2d04b6-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_2d04b6-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column13062_2d04b6-cf{position:relative;}@media all and (max-width: 1024px){.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column13062_2d04b6-cf inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73, .wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73[data-kb-block=\"kb-adv-heading13062_e1d789-73\"]{padding-top:40px;font-weight:600;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73 mark, .wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73[data-kb-block=\"kb-adv-heading13062_e1d789-73\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading13062_e1d789-73 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading13062_e1d789-73\">Najbardziej aktualny kalkulator ubezpieczenia GAP <\/h2>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items13062_d8650e-d1 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-13062_38cd42-71 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_38cd42-71 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Gwarancja najni\u017cszej ceny i szerokiego pakietu ochrony<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-13062_914a34-9b .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_914a34-9b kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Odszkodowanie wyp\u0142acane Tobie a nie leasingodawcy<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-13062_9ba5ed-a4 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_9ba5ed-a4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Procedura ubezpieczenia on-line, minimum formalno\u015bci<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns13062_6842b2-f9{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns13062_6842b2-f9 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns13062_6842b2-f9\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn13062_86a77e-15.kb-button{width:initial;}@media all and (max-width: 1024px){.kb-btn13062_86a77e-15.kb-button .kb-svg-icon-wrap{display:block;}}<\/style><a class=\"kb-button kt-button button kb-btn13062_86a77e-15 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\"><span class=\"kt-btn-inner-text\">kalkulator ubezpieczenia GAP<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Leasingi<\/span><\/p><\/nav>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Ubezpieczenie GAP fakturowy (RTI) \u2013 co to jest?<\/h2>\n\n\n\n<p>GAP (Guaranteed Asset Protection lub Guaranteed Auto Protection) to ubezpieczenie straty finansowej, kt\u00f3ra powsta\u0142a po szkodzie ca\u0142kowitej samochodu lub jego kradzie\u017cy. W najpopularniejszej formule GAP fakturowego czyli GAP RTI, otrzymasz zwrot r\u00f3\u017cnicy mi\u0119dzy warto\u015bci\u0105 samochodu z dnia zdarzenia, a cen\u0105 auta z faktury.<\/p>\n\n\n\n<p>GAP mo\u017cesz potraktowa\u0107 jak tarcz\u0119 finansow\u0105, kt\u00f3ra chroni Ci\u0119 w przypadku powa\u017cnego uszkodzenia auta (wypadek, gradobicie, drzewo mia\u017cd\u017c\u0105ce karoseri\u0119\u2026) lub dzia\u0142ania z\u0142odzieja.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sk\u0105d nazwa GAP RTI?<\/h3>\n\n\n\n<p>Jak ju\u017c wspominali\u015bmy, GAP to Guaranteed Asset Protection\/Guaranteed Auto Protection, natomiast RTI jest skr\u00f3tem od return to invoice &#8211; GAP fakturowe.<\/p>\n\n\n\n<p>GAP RTI jest najpopularniejszym rodzajem ubezpieczenia od straty finansowej. Gwarantuje wyp\u0142at\u0119&nbsp; r\u00f3\u017cnicy mi\u0119dzy cen\u0105 samochodu z faktury a odszkodowaniem z <a href=\"https:\/\/cuk.pl\/samochod\/kalkulator_oc_i_ac#kod=f23ba9ac4f67127200a7\" target=\"_blank\" rel=\"noopener\">ubezpieczenia AC<\/a> lub warto\u015bci\u0105 pojazdu &#8211; zale\u017cy, kt\u00f3ra kwota jest wy\u017csza. Z zasady po zsumowaniu GAP RTI i wyp\u0142acie z AC, powiniene\u015b otrzyma\u0107 kwot\u0119 r\u00f3wn\u0105 warto\u015bci pocz\u0105tkowej ubezpieczonego pojazdu.<\/p>\n\n\n\n<p>Opr\u00f3cz GAP fakturowego, na rynku znajdziesz GAP finansowy i GAP indeksowy. Sp\u00f3jrzmy, kiedy warto je wybra\u0107 i czym si\u0119 r\u00f3\u017cni\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP finansowy a fakturowy<\/h3>\n\n\n\n<p>Dzi\u0119ki GAP fakturowemu otrzymasz wyp\u0142at\u0119 r\u00f3wn\u0105 cenie auta zapisanej na fakturze. Na czym polega natomiast GAP finansowy?<\/p>\n\n\n\n<p>W wariancie GAP finansowego, otrzymasz wyp\u0142at\u0119 r\u00f3\u017cnicy mi\u0119dzy kwot\u0105 leasingu pozosta\u0142\u0105 do sp\u0142aty na dzie\u0144 wyp\u0142aty z odszkodowania AC a warto\u015bci\u0105 odszkodowania z tytu\u0142u AC. To przydatne narz\u0119dzie je\u015bli masz<a href=\"https:\/\/leasing.sos.pl\/blog\/przewodnik-po-auto-leasingu\/\"> <\/a><a href=\"https:\/\/leasing.sos.pl\/blog\/przewodnik-po-auto-leasingu\/\">leasing auta<\/a> i po szkodzie ca\u0142kowitej\/kradzie\u017cy wyp\u0142ata z AC nie zapewni pokrycia rat leasingowych, kt\u00f3re pozosta\u0142y do sp\u0142aty. Inaczej m\u00f3wi\u0105c, GAP finansowy to ochrona um\u00f3w leasingu.<\/p>\n\n\n\n<p>GAP finansowy jest zazwyczaj najta\u0144sz\u0105 form\u0105 spo\u015br\u00f3d takich dodatkowych ubezpiecze\u0144. Wybieraj\u0105 go leasingobiorcy, kt\u00f3rzy maj\u0105 w umowie nisk\u0105 wp\u0142at\u0119 inicjaln\u0105\/wysok\u0105 kwot\u0119 wykupu i z tego powodu ich raty leasingowe do sp\u0142aty po stwierdzeniu szkody ca\u0142kowitej czy te\u017c kradzie\u017cy samochodu b\u0119d\u0105 wy\u017csze.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP indeksowy a fakturowy<\/h3>\n\n\n\n<p>Sp\u00f3jrzmy na trzeci rodzaj ubezpieczenia GAP &#8211; indeksowy (zwany r\u00f3wnie\u017c procentowym).<\/p>\n\n\n\n<p>Po wykupieniu GAP indeksowego, w razie szkody ca\u0142kowitej\/kradzie\u017cy, otrzymasz procentowo okre\u015blon\u0105 dop\u0142at\u0119 liczon\u0105 od wyp\u0142aconej sumy odszkodowania z AC. Na rynku znajdziesz najcz\u0119\u015bciej dop\u0142aty w wysoko\u015bci 15 proc. &#8211; 30 proc. Wysoko\u015b\u0107 wyp\u0142aty zale\u017cy m.in. od rodzaju samochodu i ubezpieczyciela.<\/p>\n\n\n\n<p>GAP procentowe dedykowane jest leasingobiorcom &#8211; zapewnia wk\u0142ad w\u0142asny potrzebny do sfinansowania nowego samochodu.<\/p>\n\n\n\n<p>GAP indeksowy jest zazwyczaj ta\u0144szy od GAP fakturowego i dro\u017cszy od GAP finansowego. Jest korzystny zw\u0142aszcza przy wysokiej wp\u0142acie inicjalnej i kr\u00f3tkim okresie leasingowania auta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Ubezpieczenie RTI \u2013 dlaczego warto?<\/h2>\n\n\n\n<p>Ubezpieczenie GAP RTI to dodatkowy koszt czyli wy\u017csza rata leasingowa (koszt ubezpieczenia rozk\u0142ada si\u0119 na kolejne miesi\u0105ce leasingowania auta). Po co zawraca\u0107 sobie g\u0142ow\u0119 dodatkowym ubezpieczeniem? To pytanie warte rozwa\u017cenia.<\/p>\n\n\n\n<p>Na jednej szali po\u0142\u00f3\u017cmy wy\u017cszy koszt leasingu. Teraz \u015brednia cena GAP to ok. 0,07 proc. warto\u015bci samochodu miesi\u0119cznie. Sp\u00f3jrzmy na przyk\u0142ad. Je\u017celi leasingujesz auto osobowe warte 150 tys. z\u0142, to Twoja miesi\u0119czna rata b\u0119dzie wy\u017csza o 105 z\u0142. Warto jednocze\u015bnie pami\u0119ta\u0107, \u017ce mo\u017cna znale\u017a\u0107 GAP fakturowy ta\u0144szy, nawet w wysoko\u015bci 0,04 proc.<\/p>\n\n\n\n<p>Na drugiej szali mamy natomiast spok\u00f3j, kt\u00f3ry trudno wyceni\u0107. Mo\u017ce si\u0119 okaza\u0107, \u017ce przez ca\u0142\u0105 umow\u0119 leasingow\u0105 b\u0119dziesz je\u017adzi\u0142 bez kolizji, a z\u0142odziej nie po\u0142asi si\u0119 na nowy samoch\u00f3d. Jednak nigdy nie mo\u017cna wykluczy\u0107 powa\u017cnego wypadku lub kradzie\u017cy. W takiej sytuacji brak ubezpieczenia GAP b\u0119dzie oznacza\u0142 &#8211; opr\u00f3cz nerw\u00f3w &#8211; dodatkowe koszty.<\/p>\n\n\n\n<p>Z polisy Autocasco dostaniesz wyp\u0142at\u0119 r\u00f3wn\u0105 warto\u015bci samochodu w dniu zdarzenia. I b\u0119dzie ona o wiele ni\u017csza ni\u017c warto\u015b\u0107 fabrycznie nowego auta. Je\u017celi masz auto w leasing, to pieni\u0119dzy z AC najpewniej nie wystarczy na sp\u0142at\u0119 pozosta\u0142ych rat leasingowych, ewentualnie na op\u0142at\u0119 inicjaln\u0105 na nowy leasing. Warto\u015b\u0107 auta mo\u017ce by\u0107 po prostu ni\u017csza od Twoich zobowi\u0105za\u0144.<\/p>\n\n\n\n<p>Ubezpieczenie RTI leasing uchroni Ci\u0119 przed czarnym scenariuszem. Samoch\u00f3d poszed\u0142 do kasacji? Ubezpieczenie GAP w po\u0142\u0105czeniu z AC pozwoli Ci uzyska\u0107 odszkodowanie w wysoko\u015bci nawet 100 proc. ceny fakturowej z dnia zakupu pojazdu..<\/p>\n\n\n\n<p>Dlaczego warto wybra\u0107 GAP RTI? Jak wiadomo, najrozs\u0105dniej spodziewa\u0107 si\u0119 najlepszego, ale by\u0107 przygotowanym na najgorsze.<\/p>\n\n\n\n<p>Dobrze r\u00f3wnie\u017c pami\u0119ta\u0107, \u017ce koszt GAP RTI mo\u017cna zaliczy\u0107 do koszt\u00f3w uzyskania przychodu (KUP).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>RTI GAP \u2013 kiedy stosowa\u0107?<\/h2>\n\n\n\n<p>Dodatkowe ubezpieczenie RTI GAP warto zastosowa\u0107 przy leasingu nowych samochod\u00f3w, czyli w przypadku wi\u0119kszo\u015b\u0107 um\u00f3w na leasingowanie samochod\u00f3w.<\/p>\n\n\n\n<p>Fabrycznie nowe auta trac\u0105 bardzo szybko na warto\u015bci. Ubezpieczenie GAP fakturowe jest solidnym zabezpieczeniem na wypadek zniszczenia lub kradzie\u017cy samochodu, kt\u00f3ry ma zaledwie 2-3 lata, a jego warto\u015b\u0107 rynkowa ju\u017c powa\u017cnie zmala\u0142a. Eksperci podkre\u015blaj\u0105, \u017ce samoch\u00f3d traci najbardziej w\u0142a\u015bnie w ci\u0105gu pierwszych 3 lat je\u017cd\u017cenia &#8211; nawet do po\u0142owy fabrycznej ceny.<\/p>\n\n\n\n<p>Trzeba pami\u0119ta\u0107, \u017ce najwi\u0119cej trac\u0105 auta z segmentu premium (liczy si\u0105 marka i model samochodu).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP fakturowy &#8211; kradzie\u017c samochodu<\/h3>\n\n\n\n<p>Nie zapominajmy o z\u0142odziejach. Wed\u0142ug najnowszych danych, w 2021 roku z powodu kradzie\u017cy wyrejestrowanych zosta\u0142o w Polsce 7 098 pojazd\u00f3w z grupy osobowych i dostawczych o dmc do 6 ton &#8211; to niespe\u0142na 3 proc. wi\u0119cej ni\u017c w 2020 roku (<a href=\"https:\/\/www.samar.pl\/__\/3\/3.a\/113798\/3.sc\/11\/Kradzie%C5%BCe-aut---podsumowanie-2021-roku.html?locale=pl_PL\" target=\"_blank\" rel=\"noopener\">raport IBRM Samar<\/a>).<\/p>\n\n\n\n<p>Najwi\u0119kszym wzi\u0119ciem w\u015br\u00f3d z\u0142odziei cieszy\u0142y si\u0119 marki i modele:<\/p>\n\n\n\n<ol><li>Toyota (Corolla, RAV4, Yaris, Auris)<\/li><li>Audi (A4, A6)<\/li><li>BMW (seria 5)<\/li><li>Volkswagen<\/li><li>Hyundai (Tuscon)<\/li><li>Mercedes<\/li><li>Renault<\/li><li>Mitsubishi (Outlander)<\/li><li>Kia<\/li><li>Fiat (Ducato)<\/li><\/ol>\n\n\n\n<p>Mo\u017cna za\u0142o\u017cy\u0107, \u017ce przede wszystkim w przypadku tych marek warto zastosowa\u0107 RTI GAP. Na wypadek kradzie\u017cy samochodu stosowane jest ubezpieczenie <a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\">Gap Mini<\/a> (limit odszkodowania wynosi 25% warto\u015bci samochodu, nie wi\u0119cej ni\u017c 20 000 z\u0142).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP RTI a zakup za got\u00f3wk\u0119<\/h3>\n\n\n\n<p>Czy GAP fakturowy mo\u017cliwy jest tylko w leasingu lub przy kredycie? Co z zakupem za got\u00f3wk\u0119?<\/p>\n\n\n\n<p>RTI GAP jest dost\u0119pne r\u00f3wnie\u017c dla os\u00f3b kupuj\u0105cych samochody za got\u00f3wk\u0119. Klienci indywidualni r\u00f3wnie\u017c doceniaj\u0105 korzy\u015bci ubezpieczenia od strat finansowych.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Ubezpieczenie RTI a leasing<\/h3>\n\n\n\n<p>GAP fakturowy to dodatkowe ubezpieczenie, kt\u00f3re jest powszechnie oferowane w ramach um\u00f3w na leasing auta. I coraz ch\u0119tniej wybierane ze wzgl\u0119du na:<\/p>\n\n\n\n<ul><li>niski koszt,<\/li><li>dodatkowe zabezpieczenie przed konieczno\u015bci\u0105 zap\u0142aty pozosta\u0142ych rat leasingowych w przypadku szkody ca\u0142kowitej auta lub jego kradzie\u017cy (to mo\u017ce by\u0107 kilka, a nawet kilkana\u015bcie tysi\u0119cy z\u0142otych),<\/li><li>w niekt\u00f3rych sytuacjach mo\u017cna zarobi\u0107 dzi\u0119ki RTI &#8211; np. przy leasingu z du\u017c\u0105 wp\u0142at\u0105 w\u0142asn\u0105 (odszkodowanie z tytu\u0142u AC pokryje pozosta\u0142e do sp\u0142aty raty leasingu, a odszkodowanie z tytu\u0142u GAP trafi na Twoje konto) &#8211; ubezpieczenie jest d\u017awigni\u0105, kt\u00f3ra umo\u017cliwi uzyskania \u015brodk\u00f3w na wk\u0142ad w\u0142asny wymagany przy podpisaniu kolejnej umowy leasingowej,<\/li><li>koszty GAP mo\u017cna zaliczy\u0107 do koszt\u00f3w uzyskania przychodu.<\/li><\/ul>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_656575-f7{margin-bottom:-10px;}.kb-row-layout-id_656575-f7 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_656575-f7 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_656575-f7 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_656575-f7 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_656575-f7 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 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.kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_267302-55 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_267302-55{position:relative;}@media all and (max-width: 1024px){.kadence-column_267302-55 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_267302-55 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_267302-55 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-icon.kt-svg-icons_f95a73-4d{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_f95a73-4d alignnone\"><style>.kt-svg-item-_be0784-78 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-_be0784-78\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_lightbulb\"><svg viewBox=\"0 0 384 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M272 428v28c0 10.449-6.68 19.334-16 22.629V488c0 13.255-10.745 24-24 24h-80c-13.255 0-24-10.745-24-24v-9.371c-9.32-3.295-16-12.18-16-22.629v-28c0-6.627 5.373-12 12-12h136c6.627 0 12 5.373 12 12zm-143.107-44c-9.907 0-18.826-6.078-22.376-15.327C67.697 267.541 16 277.731 16 176 16 78.803 94.805 0 192 0s176 78.803 176 176c0 101.731-51.697 91.541-90.516 192.673-3.55 9.249-12.47 15.327-22.376 15.327H128.893zM112 176c0-44.112 35.888-80 80-80 8.837 0 16-7.164 16-16s-7.163-16-16-16c-61.757 0-112 50.243-112 112 0 8.836 7.164 16 16 16s16-7.164 16-16z\"\/><\/svg><\/span><\/div>\n<\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1, .wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1[data-kb-block=\"kb-adv-heading_2d55fc-db1\"]{margin-top:20px;text-align:center;font-size:36px;font-weight:700;font-style:normal;text-transform:uppercase;letter-spacing:1.5px;}.wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1 mark, .wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1[data-kb-block=\"kb-adv-heading_2d55fc-db1\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1, .wp-block-kadence-advancedheading.kt-adv-heading_2d55fc-db1[data-kb-block=\"kb-adv-heading_2d55fc-db1\"]{line-height:34px;}}<\/style>\n<p class=\"kt-adv-heading_2d55fc-db1 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading_2d55fc-db1\">LEASING BEZPO\u015aREDNI?<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_af1201-452, .wp-block-kadence-advancedheading.kt-adv-heading_af1201-452[data-kb-block=\"kb-adv-heading_af1201-452\"]{text-align:center;font-weight:600;font-style:normal;text-transform:lowercase;letter-spacing:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_af1201-452 mark, .wp-block-kadence-advancedheading.kt-adv-heading_af1201-452[data-kb-block=\"kb-adv-heading_af1201-452\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading_af1201-452 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading_af1201-452\"><em>U\u017cyj poni\u017cszego kwestionariusza a nasi partnerzy (banki i firmy leasingowe) przygotuj\u0105 niezb\u0119dne informacje w sprawie leasingu oraz jego wyceny!<\/em><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette3, #1A202C);width:80%;border-top-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:50px!important;}}@media all and (max-width: 767px){.wp-block-kadence-spacer.kt-block-spacer-_f0caea-fe .kt-block-spacer{height:35px!important;}}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_f0caea-fe\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_96f954-ff{margin-top:30px;margin-bottom:-15px;}.kb-row-layout-id_96f954-ff > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_96f954-ff > .kt-row-column-wrap) > 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class=\"kt-blocks-carousel kb-blocks-bg-slider kt-carousel-container-dotstyle-none\"><div class=\"kt-blocks-carousel-init kb-blocks-bg-slider-init kt-carousel-arrowstyle-none kt-carousel-dotstyle-none\" data-slider-anim-speed=\"400\" data-slider-type=\"slider\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-fade=\"true\" data-slider-dots=\"false\" data-slider-hover-pause=\"false\" data-slider-auto=\"true\" data-slider-speed=\"500\"><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-0\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Santander-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-1\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Idea-Getin-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-2\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/mLeasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-3\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/PEAC-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-4\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Impuls-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-5\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/ING-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-6\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Millennium-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-7\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/SGB-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-8\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Pekao-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-9\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Noble-Finance-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-10\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/PKO-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-11\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/EFL-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-12\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Cofidis-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-13\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/GRENKE-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-14\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/BNP-Paribas-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-15\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/BOS-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-16\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Alior-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><div class=\"kb-bg-slide-contain\"><div class=\"kb-bg-slide kb-bg-slide-17\" style=\"background-image:url(https:\/\/leasing.sos.pl\/wp-content\/uploads\/Polski-Leasing-SOS.png); background-size:auto; background-position:center top; background-repeat:no-repeat;\"><\/div><\/div><\/div><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-4xl, 8rem);padding-left:var(--global-kb-spacing-4xl, 8rem);}.kadence-column_264a89-66 > .kt-inside-inner-col,.kadence-column_264a89-66 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_264a89-66 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_264a89-66 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_264a89-66 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_264a89-66 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_264a89-66{position:relative;}@media all and (max-width: 1024px){.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_264a89-66 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_264a89-66 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<link rel='stylesheet' id='formidable-css' href='https:\/\/leasing.sos.pl\/wp-content\/plugins\/formidable\/css\/formidableforms1.css?ver=512324' media='all' \/><div class=\"frm_forms  with_frm_style frm_center_submit frm_style_kadence\" id=\"frm_form_17_container\" ><form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_ajax_submit  frm_pro_form  frm_logic_form \" id=\"form_pytania_leasing\"  ><div class=\"frm_form_fields  frm_page_num_1\"><fieldset><legend class=\"frm_screen_reader\">L.4  Leasing bezpo\u015bredni<\/legend><div class=\"frm_fields_container\"><input type=\"hidden\" name=\"frm_action\" value=\"create\" \/><input type=\"hidden\" name=\"form_id\" value=\"17\" \/><input type=\"hidden\" name=\"frm_hide_fields_17\" id=\"frm_hide_fields_17\" value=\"\" \/><input type=\"hidden\" name=\"form_key\" value=\"pytania_leasing\" \/><input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/><input type=\"hidden\" id=\"frm_submit_entry_17\" name=\"frm_submit_entry_17\" value=\"0927475ab6\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/posts\/32328\/\" \/><input type=\"hidden\" name=\"item_meta[811]\" id=\"field_jq23f\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[812]\" id=\"field_8xaj9\" value=\"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/32328\/\"  data-frmval=\"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/32328\/\"   \/><input type=\"hidden\" name=\"item_meta[1399]\" id=\"field_cc17t\" value=\"\" \/><div id=\"frm_field_302_container\" class=\"frm_form_field frm_section_heading form-field \"><h3 class=\"frm_pos_top frm_section_spacing\">Co planujesz wyleasingowa\u0107?<\/h3><div id=\"frm_field_326_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_three_col\"><div  id=\"field_ko1zz_label\" class=\"frm_primary_label\"><span class=\"frm_required\"><\/span><\/div><div class=\"frm_opt_container\" aria-labelledby=\"field_ko1zz_label\" role=\"radiogroup\" aria-required=\"true\"><div class=\"frm_radio\" id=\"frm_radio_326-302-0\"><label for=\"field_ko1zz-0\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-0\" value=\"Maszyny rolnicze, le\u015bne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny rolnicze, le\u015bne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-1\"><label for=\"field_ko1zz-1\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-1\" value=\"Technologie i automatyka\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Technologie i automatyka<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-2\"><label for=\"field_ko1zz-2\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-2\" value=\"Auta osobowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Auta osobowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-3\"><label for=\"field_ko1zz-3\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-3\" value=\"Jachty, \u0142odzie, motor\u00f3wki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Jachty, \u0142odzie, motor\u00f3wki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-4\"><label for=\"field_ko1zz-4\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-4\" value=\"Maszyny CNC, frezarki, obrabiarki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny CNC, frezarki, obrabiarki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-5\"><label for=\"field_ko1zz-5\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-5\" value=\"Sprz\u0119t i meble do biur, sklep\u00f3w\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t i meble do biur, sklep\u00f3w<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-6\"><label for=\"field_ko1zz-6\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-6\" value=\"Sprz\u0119t warsztatowy, narz\u0119dzia\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t warsztatowy, narz\u0119dzia<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-7\"><label for=\"field_ko1zz-7\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-7\" value=\"Sprz\u0119t IT, serwery, oprogramowanie\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t IT, serwery, oprogramowanie<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-8\"><label for=\"field_ko1zz-8\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-8\" value=\"Biura, magazyny i nieruchomo\u015bci\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Biura, magazyny i nieruchomo\u015bci<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-9\"><label for=\"field_ko1zz-9\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-9\" value=\"Busy i pojazdy dostawcze\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Busy i pojazdy dostawcze<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-10\"><label for=\"field_ko1zz-10\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-10\" value=\"Ci\u0105gniki siod\u0142owe, naczepy\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Ci\u0105gniki siod\u0142owe, naczepy<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-11\"><label for=\"field_ko1zz-11\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-11\" value=\"W\u00f3zki wid\u0142owe i paleciaki\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> W\u00f3zki wid\u0142owe i paleciaki<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-12\"><label for=\"field_ko1zz-12\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-12\" value=\"Sprz\u0119t kosmetyczny, fitness\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t kosmetyczny, fitness<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-13\"><label for=\"field_ko1zz-13\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-13\" value=\"Linie lub maszyny produkcyjne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Linie lub maszyny produkcyjne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-14\"><label for=\"field_ko1zz-14\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-14\" value=\"Skutery, motocykle i quady\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Skutery, motocykle i quady<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-15\"><label for=\"field_ko1zz-15\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-15\" value=\"Pojazdy specjalistyczne\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Pojazdy specjalistyczne<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-16\"><label for=\"field_ko1zz-16\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-16\" value=\"Autokary, busy osobowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Autokary, busy osobowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-17\"><label for=\"field_ko1zz-17\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-17\" value=\"Panele, fotowoltaika\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Panele, fotowoltaika<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-18\"><label for=\"field_ko1zz-18\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-18\" value=\"Sprz\u0119t i maszyny wytw\u00f3rcze\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t i maszyny wytw\u00f3rcze<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-19\"><label for=\"field_ko1zz-19\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-19\" value=\"Maszyny budowlane, drogowe\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Maszyny budowlane, drogowe<\/label><\/div><div class=\"frm_radio\" id=\"frm_radio_326-302-20\"><label for=\"field_ko1zz-20\"><input type=\"radio\" name=\"item_meta[326]\" id=\"field_ko1zz-20\" value=\"Sprz\u0119t medyczny, dla aptek\"   data-sectionid=\"302\" data-reqmsg=\"To pole wymaga uzupe\u0142nienia.\" data-invmsg=\"This field is invalid\" aria-invalid=\"false\"  \/> Sprz\u0119t medyczny, dla aptek<\/label><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"frm_page_order_17\" id=\"frm_page_order_17\" value=\"13\" \/><input type=\"hidden\" name=\"item_meta[329]\" id=\"field_b6roe\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1010]\" id=\"field_mcmxc\" value=\"\"  data-sectionid=\"329\"\/><input type=\"hidden\" name=\"item_meta[1609]\" id=\"field_qxrtl\" value=\"Netto\"  data-sectionid=\"329\" data-frmval=\"Netto\"   \/><input type=\"hidden\" name=\"item_meta[330]\" id=\"field_q1v84\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1915]\" id=\"field_52ecy\" value=\"5269\"  data-frmval=\"5269\"   \/><input type=\"hidden\" name=\"item_meta[328]\" id=\"field_ix62n\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1404]\" id=\"field_zt4ds\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1408]\" id=\"field_naei3-0\" value=\"Firma\/JDG\"  data-sectionid=\"336\" data-frmval=\"Firma\/JDG\"   \/><input type=\"hidden\" name=\"item_meta[1414]\" id=\"field_r7zxt\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1407]\" id=\"field_st0ro\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1409]\" id=\"field_cv9ar\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[335]\" id=\"field_qd5jo-0\" value=\"\"  data-sectionid=\"332\"\/><input type=\"hidden\" name=\"item_meta[333]\" id=\"field_bx6id\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[334]\" id=\"field_f0pde\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1419]\" id=\"field_biivq\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[340]\" id=\"field_y2niu-0\" value=\"\"  data-sectionid=\"1419\"\/><input type=\"hidden\" name=\"item_meta[1420]\" id=\"field_xt6un\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1421]\" id=\"field_l7cc8\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[1405]\" id=\"field_7h7tz-0\" value=\"\"  data-sectionid=\"1421\"\/><input type=\"hidden\" name=\"item_meta[1422]\" id=\"field_wep20\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[343]\" id=\"field_mqvfe\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[341]\" id=\"field_ccy38\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[322]\" id=\"field_ymr4xadb5e748af-0\" value=\"\"  data-sectionid=\"341\"\/><input type=\"hidden\" name=\"item_meta[342]\" id=\"field_e9mf\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[346]\" id=\"field_xeoaz\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[317]\" id=\"field_wku54d87c2fea78\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[318]\" id=\"field_7e99f\" value=\"\"  data-sectionid=\"317\" pattern=\"[^\\s]+$\"   \/><input type=\"hidden\" name=\"item_meta[1411]\" id=\"field_2nrkq\" value=\"\"  data-sectionid=\"317\"\/><input type=\"hidden\" name=\"item_meta[319]\" id=\"field_cfqcz5f07741e8d\" value=\"\"  data-sectionid=\"317\"\/><input type=\"hidden\" name=\"item_meta[320]\" id=\"field_og4gva4be54afcb\" value=\"\"  data-sectionid=\"317\"\/><input type=\"hidden\" name=\"item_meta[321]\" id=\"field_xxju1d0ee562119\" value=\"\"  data-sectionid=\"317\" pattern=\"\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d$\"   \/><input type=\"hidden\" name=\"item_meta[1412]\" id=\"field_kg85x\" value=\"\"  data-sectionid=\"317\" pattern=\"\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d\\d$\"   \/><input type=\"hidden\" name=\"item_meta[323]\" id=\"field_bosaf1c886bc9d5\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[324]\" id=\"field_45aa980f4d8b05c-0\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[831]\" id=\"field_eei0n\" value=\"\" \/><input type=\"hidden\" name=\"item_meta[2375]\" id=\"field_vkxe7\" value=\"\" \/><input type=\"hidden\" name=\"item_key\" value=\"\" \/><div class=\"frm__6562105271e2f\"><label for=\"frm_email_17\" >If you are human, leave this field blank.<\/label><input  id=\"frm_email_17\" type=\"text\" class=\"frm_verify\" name=\"frm__6562105271e2f\" value=\"\" autocomplete=\"false\"  \/><\/div><input name=\"frm_state\" type=\"hidden\" value=\"1aXwvtr3\/MOWX\/ZAvrgrat8b5peC2yCl\/3h5IXjNkxdyD8ZO\/ZgdeQOwMxTG37I0W2SAJcpfbxnEAAJH4aIQ5Q==\" \/><div class=\"frm_submit\"><button class=\"frm_button_submit\" type=\"submit\"  >ZAM\u00d3W LEASING<\/button><\/div><\/div><\/fieldset><\/div><\/form><\/div>\n\n<style>.wp-block-kadence-image.kb-image_e6867a-a0:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:10px;}.kb-image_e6867a-a0 .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 767px){.wp-block-kadence-image.kb-image_e6867a-a0:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:10px;}}<\/style>\n<div class=\"wp-block-kadence-image kb-image_e6867a-a0\"><figure class=\"aligncenter size-thumbnail\"><img decoding=\"async\" width=\"150\" height=\"44\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-150x44.png\" alt=\"Leasingujesz bezpiecznie - Certyfikat SSL oraz Norton Safe Web to potwierdzaj\u0105\" class=\"kb-img wp-image-13442\" title=\"Leasingujesz bezpiecznie - Certyfikat SSL oraz Norton Safe Web potwierdzaj\u0105!\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-150x44.png 150w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal-20x6.png 20w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Norton-Security-Web-Safe-Approved-and-SSL-Certificate-for-Leasing-SOS-www-portal.png 200w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_3e8050-ea > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_3e8050-ea > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_3e8050-ea > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_3e8050-ea > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_3e8050-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_3e8050-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_3e8050-ea alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column_98fca9-38, .kt-inside-inner-col > .kadence-column_98fca9-38:not(.specificity){margin-top:-15px;}.kadence-column_98fca9-38 > .kt-inside-inner-col,.kadence-column_98fca9-38 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_98fca9-38 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_98fca9-38 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_98fca9-38 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_98fca9-38 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_98fca9-38{position:relative;}@media all and (max-width: 1024px){.kadence-column_98fca9-38 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_98fca9-38 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_98fca9-38 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette3, #1A202C);width:80%;border-top-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:50px!important;}}@media all and (max-width: 767px){.wp-block-kadence-spacer.kt-block-spacer-_33abc9-0b .kt-block-spacer{height:35px!important;}}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_33abc9-0b\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"250\" height=\"83\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom.jpg\" alt=\"Fachowcy od leasingu znajd\u0105 dla Ciebie najlepsz\u0105 ofert\u0119 - sprawd\u017a i zaufaj naszym doradcom\" class=\"wp-image-26917\" title=\"\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom.jpg 250w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/untitled-reusable-block-10\/Fachowcy-od-leasingu-znajda-dla-Ciebie-najlepsza-oferte-sprawdz-i-zaufaj-naszym-doradcom-150x50.jpg 150w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure><\/div>\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP RTI a najem d\u0142ugoterminowy<\/h3>\n\n\n\n<p>GAP fakturowy dla os\u00f3b i przedsi\u0119biorc\u00f3w, kt\u00f3rzy decyduj\u0105 si\u0119 na <a href=\"https:\/\/leasing.sos.pl\/blog\/wynajem-dlugoterminowy-aut\/\">najem d\u0142ugoterminowy auta<\/a>, to r\u00f3wnie\u017c dobry pomys\u0142. Dodatkowe ubezpieczenie przyda si\u0119, bo polisa AC nie pokryje ca\u0142o\u015bci koszt\u00f3w skradzionego lub skasowanego auta z najmu d\u0142ugoterminowego.<\/p>\n\n\n\n<p>Cz\u0119\u015b\u0107 ekspert\u00f3w uwa\u017ca, \u017ce GAP fakturowy jest \u201cmust have\u201d w przypadku wynajmu d\u0142ugoterminowego. Dlaczego? Wynajem samochodu wi\u0105\u017ce si\u0119 z brakiem wk\u0142adu w\u0142asnego, a wykup auta po zako\u0144czeniu umowy jest wysoki. To oznacza, \u017ce w przypadku szkody ca\u0142kowitej\/kradzie\u017cy, najmuj\u0105cy mo\u017ce pozosta\u0107 z du\u017cym zobowi\u0105zaniem do zap\u0142aty, kt\u00f3rego nie pokryje wyp\u0142ata z polisy AC.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP fakturowy przy kredycie<\/h3>\n\n\n\n<p>Zdecydowa\u0142e\u015b si\u0119 na kredyt samochodowy? Te\u017c mo\u017cesz skorzysta\u0107 z ubezpieczenia GAP. To ubezpieczenie dost\u0119pne jest r\u00f3wnie\u017c dla os\u00f3b, kt\u00f3re bior\u0105 po\u017cyczk\u0119 na zakup pojazdu. Argumenty za GAP RTI przy kredycie s\u0105 podobne:<\/p>\n\n\n\n<ul><li>bezpiecze\u0144stwo finansowe podczas obowi\u0105zywania umowy kredytowej &#8211; do ko\u0144ca jej trwania,<\/li><li>mo\u017cliwo\u015b\u0107 zaliczenia ubezpieczenia GAP do koszt\u00f3w uzyskania przychodu,<\/li><li>szansa na \u201czarobienie\u201d &#8211; uzyskanie \u015brodk\u00f3w np. na wk\u0142ad w\u0142asny je\u017celi zechcesz zamiast kolejnego kredytu wzi\u0105\u0107 auto w leasing,<\/li><li>zyskanie poduszki finansowej, kt\u00f3ra zmniejszy ew. strat\u0119 wynikaj\u0105c\u0105 z r\u00f3\u017cnicy: ceny nowego samochodu i jego warto\u015bci\u0105 w dniu szkody ca\u0142kowitej lub kradzie\u017cy.<\/li><\/ul>\n\n\n\n<p>O czym warto pami\u0119ta\u0107? Kredytobiorca najbardziej skorzysta wykupuj\u0105c ubezpieczenie GAP na w\u0142asn\u0105 r\u0119k\u0119. Mo\u017ce znale\u017a\u0107 ubezpieczenie na lepszych warunkach, a pieni\u0105dze wyp\u0142acone z polisy trafi\u0105 do niego, a nie na konto kredytodawcy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>GAP fakturowy od warto\u015bci brutto czy netto?<\/h2>\n\n\n\n<p>GAP fakturowy mo\u017ce zosta\u0107 wyliczony od:<\/p>\n\n\n\n<ul><li>warto\u015b\u0107 netto pojazdu,<\/li><li>warto\u015b\u0107 brutto (z VAT),<\/li><li>warto\u015b\u0107 netto i po\u0142ow\u0119 VAT.<\/li><\/ul>\n\n\n\n<p>Kt\u00f3re rozwi\u0105zanie jest najkorzystniejsze? Wyliczenie wp\u0142ywa na wysoko\u015b\u0107 sk\u0142adki oraz na spos\u00f3b rozliczenia szkody. Zazwyczaj najlepszym rozwi\u0105zaniem jest wzi\u0119cie takiego wariantu ubezpieczenia GAP RTI jaki zosta\u0142 u\u017cyty przy ubezpieczeniu Autocasco.<\/p>\n\n\n\n<p>Wyliczenie od warto\u015bci brutto &#8211; czyli bez podatku VAT &#8211; mo\u017ce by\u0107 korzystne dla leasingobiorc\u00f3w, kt\u00f3rzy nie s\u0105 vatowcami. W tym wariancie nie b\u0119d\u0105 musieli dop\u0142aci\u0107 podatku z w\u0142asnej kieszeni.<\/p>\n\n\n\n<p>Wariat wyliczenia ubezpieczenia do warto\u015bci netto pojazdu b\u0119dzie op\u0142acalny dla przedsi\u0119biorc\u00f3w p\u0142ac\u0105cych podatek VAT (bior\u0105cych w leasing pojazdy uprawniaj\u0105ce do 100 proc. odliczania VAT od rat leasingowych i koszt\u00f3w eksploatacyjnych &#8211; w tej grupie s\u0105 w\u0142a\u015bciciele firm, kt\u00f3rzy wykorzystuj\u0105 auta tylko do cel\u00f3w firmowych).<\/p>\n\n\n\n<p>Rozwi\u0105zanie \u201cwarto\u015b\u0107 netto + 50 proc. VAT\u201d jest zazwyczaj optymalne dla os\u00f3b, kt\u00f3re u\u017cytkuj\u0105 auta osobowe w spos\u00f3b mieszany (prywatno-firmowy) i s\u0105 uprawnione do odliczania po\u0142owy VAT.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Kt\u00f3ry GAP RTI wybra\u0107?<\/h2>\n\n\n\n<p>GAP RTI &#8211; kt\u00f3ry model ubezpieczenia b\u0119dzie najbardziej korzystny? To zale\u017cy od Twojej sytuacji:<\/p>\n\n\n\n<ul><li>rodzaju leasingu,<\/li><li>wysoko\u015b\u0107 wk\u0142adu w\u0142asnego i ceny wykupu &#8211; je\u017celi po szkodzie ca\u0142kowitej\/kradzie\u017cy auta pozostaniesz z du\u017cym zobowi\u0105zaniem do sp\u0142aty wybierz GAP RTI,<\/li><li>czy leasingujesz nowe\/u\u017cywane auto &#8211; GAP RTI jeszcze szczeg\u00f3lnie korzystny dla os\u00f3b, kt\u00f3re leasinguj\u0105 (kupuj\u0105 na kredyt, bior\u0105 w wynajem d\u0142ugoterminowy) nowe auta,<\/li><li>czy jest p\u0142atnikiem podatku VAT &#8211; najkorzystniejszy b\u0119dzie wariant GAP RTI wyliczonego od warto\u015bci netto pojazdu, dla nievatowc\u00f3w lepiej wybra\u0107 ubezpieczenie wyliczone od warto\u015bci brutto,<\/li><li>czy u\u017cywasz pojazd do cel\u00f3w prywatno-firmowych czy wy\u0142\u0105cznie firmowych &#8211; przy u\u017cytkowaniu mieszanym bardziej op\u0142aca si\u0119 GAP fakturowy wyliczony od warto\u015bci netto + po\u0142owa VAT.<\/li><\/ul>\n\n\n\n<p>Warto zauwa\u017cy\u0107, \u017ce na rynku istnieje mo\u017cliwo\u015b\u0107 wykupienia ubezpieczenia GAP na w\u0142asn\u0105 r\u0119k\u0119, co mo\u017ce by\u0107 du\u017co ta\u0144szym rozwi\u0105zaniem &#8211; miesi\u0119cznie ubezpieczenie wyniesie np. 0,04 proc. warto\u015bci auta, a nie powy\u017cej 0,1 proc. Samodzielne ubezpieczenie jest tym bardziej korzystne, \u017ce nie b\u0119dzie do niego doliczony VAT, jak w przypadku kosztu GAP zawartego w ratach leasingu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>GAP fakturowy od Defend Insurance najbardziej elastyczny!<\/h3>\n\n\n\n<p>Na rynku mo\u017cesz znale\u017a\u0107 wiele ofert ubezpieczenia GAP. Warto uwa\u017cnie wczyta\u0107 si\u0119 w og\u00f3lne warunku ubezpieczenia, \u017ceby wybra\u0107 najlepsz\u0105 propozycj\u0119.<\/p>\n\n\n\n<p>Z wielk\u0105 wnikliwo\u015bci\u0105 polecamy ubezpieczenie DEFEND GAP. Zapewnia wyp\u0142at\u0119, kt\u00f3ra umo\u017cliwi zakup nowego pojazdu od tej samej warto\u015bci (klasie), co zniszczony lub skradziony czy te\u017c pomo\u017ce sp\u0142aci\u0107 zaci\u0105gni\u0119ty kredyt lub wzi\u0119ty leasing.<\/p>\n\n\n\n<p>Produkt Defend Insurance nale\u017cy do najbardziej elastycznych na rynku. Otrzymasz:<\/p>\n\n\n\n<ul><li>tarcz\u0119 przed utrat\u0105 warto\u015bci pojazdu nawet przez 5 lat,<\/li><li>wysoki limit wyp\u0142aty odszkodowania &#8211; do 150 000 z\u0142,<\/li><li>szans\u0119 ubezpieczenia od warto\u015bci pojazdu brutto lub netto,<\/li><li>mo\u017cliwo\u015b\u0107 kupna auta tej samej klasy\/warto\u015bci,<\/li><li>mo\u017cliwo\u015b\u0107 u\u017cycia wyp\u0142aty z polisy GAP do sp\u0142aty zobowi\u0105za\u0144, np. z tytu\u0142u wcze\u015bniejszego zako\u0144czenia umowy leasingu,<\/li><li>opcj\u0119 utrzymania warto\u015bci samochodu tak\u017ce w przypadku likwidacji szkody z ubezpieczenia OC sprawcy,<\/li><li>szans\u0119 wykupienia GAP fakturowego na czas d\u0142u\u017cszy ni\u017c okres umowy leasingowej &#8211; ubezpieczenie obejmie auta tak\u017ce po wykupie z leasingu,<\/li><li>szybk\u0105, sprawn\u0105 i profesjonaln\u0105 likwidacj\u0119 szk\u00f3d.<\/li><\/ul>\n\n\n\n<p>Je\u017celi nie wiesz, jak dobrze wybra\u0107 GAP fakturowy, to \u015bwietnym pomys\u0142em jest kontakt z do\u015bwiadczonym doradc\u0105 finansowym. Us\u0142yszysz odpowiedzi na wszystkie pytania i w\u0105tpliwo\u015bci oraz dostaniesz wskaz\u00f3wki, czego szuka\u0107 lub unika\u0107 w og\u00f3lnych warunkach umowy na ubezpieczenie RTI.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>GAP fakturowy &#8211; podsumowanie<\/h2>\n\n\n\n<p>GAP fakturowy to dodatkowe ubezpieczenie, kt\u00f3re uchroni Ci\u0119 przed finansowymi konsekwencjami szkody ca\u0142kowitej samochodu lub jego kradzie\u017cy. Owszem, po wypadku otrzymasz wyp\u0142at\u0119 z polisy AC, ale tylko w wysoko\u015bci rynkowej warto\u015bci pojazdu w dniu zdarzenia. Autocasco nie chroni przed utrat\u0105 warto\u015bci auta!<\/p>\n\n\n\n<p>GAP RTI jest najbardziej popularnym ubezpieczeniem GAP. Wyp\u0142ata z polisy b\u0119dzie odpowiada\u0142 r\u00f3\u017cnicy mi\u0119dzy warto\u015bci\u0105 pocz\u0105tkow\u0105 pojazdu, a jego warto\u015bci\u0105 rynkow\u0105 w dniu zdarzenia. Mo\u017cliwe s\u0105 r\u00f3wnie\u017c inne warianty GAP: indeksowy i finansowy.<\/p>\n\n\n\n<p>Sp\u00f3jrzmy na tabel\u0119 z przyk\u0142adowymi wyp\u0142atami GAP w r\u00f3\u017cnych formach &#8211; dla samochodu wartego 150 tys. z\u0142, kt\u00f3ry zosta\u0142 skradziony po trzech latach (warto\u015b\u0107 w dniu kradzie\u017cy to 90 tys. z\u0142)<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>GAP fakturowy (GAP RTI)<\/td><td>pokrywa r\u00f3\u017cnic\u0119 mi\u0119dzy cen\u0105 samochodu z faktury a odszkodowaniem z AC<\/td><td>wyp\u0142ata z tytu\u0142u GAP &#8211; 60 tys. z\u0142<\/td><\/tr><tr><td>GAP indeksowy<\/td><td>procentowo okre\u015blon\u0105 dop\u0142ata &#8211; 15 proc. &#8211; 20 proc. &#8211; liczona od wyp\u0142aconej sumy odszkodowania z AC<\/td><td>wyp\u0142ata z GAP wyniesie 13 500 z\u0142 &#8211; 27 000 z\u0142<\/td><\/tr><tr><td>GAP finansowy<\/td><td>wyp\u0142ata r\u00f3\u017cnicy mi\u0119dzy kwot\u0105 leasingu pozosta\u0142\u0105 do sp\u0142aty na dzie\u0144 wyp\u0142aty z AC a warto\u015bci\u0105 odszkodowania z tytu\u0142u AC.<\/td><td>do sp\u0142aty zosta\u0142o 30 tys. z\u0142, a wyp\u0142ata z AC wynios\u0142a 24 tys. z\u0142 &#8211; wyp\u0142ata z GAP = 6 tys. z\u0142.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Okres ubezpieczenia GAP wynosi 12 &#8211; 60 miesi\u0119cy.<\/p>\n\n\n\n<p>Uwaga! Zawsze przed podj\u0119ciem decyzji w sprawie dodatkowego ubezpieczenia warto skorzysta\u0107 z<a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\"> <\/a><a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\" target=\"_blank\" rel=\"noreferrer noopener\">kalkulatora GAP<\/a> &#8211; wst\u0119pne obliczenie powinno poprzedzi\u0107 kontakt z doradc\u0105 lub ubezpieczycielem. Znajdziesz symulacj\u0119 najni\u017cszych cen ubezpieczenia GAP dost\u0119pnych na polskim rynku.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id13062_ca81c6-0c{margin-top:20px;margin-bottom:20px;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:60px;padding-bottom:60px;grid-template-columns:minmax(0, calc(50% - ((80px * 1 )\/2))) minmax(0, calc(50% - ((80px * 1 )\/2)));}.kb-row-layout-id13062_ca81c6-0c{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;overflow:hidden;isolation:isolate;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-layout-overlay{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;}.kb-row-layout-id13062_ca81c6-0c > .kt-row-layout-overlay{opacity:1;background:linear-gradient(135deg,var(--global-palette3) 35%,rgb(164,215,179) 45%);}@media all and (max-width: 1024px){.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id13062_ca81c6-0c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id13062_ca81c6-0c alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column13062_851716-2a > .kt-inside-inner-col{display:flex;}.kadence-column13062_851716-2a, .kt-inside-inner-col > .kadence-column13062_851716-2a:not(.specificity){margin-left:20px;}.kadence-column13062_851716-2a > .kt-inside-inner-col,.kadence-column13062_851716-2a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column13062_851716-2a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column13062_851716-2a{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_851716-2a{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column13062_851716-2a{text-align:center;}.kadence-column13062_851716-2a{position:relative;}@media all and (max-width: 1024px){.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column13062_851716-2a, .kt-inside-inner-col > .kadence-column13062_851716-2a:not(.specificity){margin-top:0px;margin-right:10px;margin-bottom:0px;margin-left:0px;}.kadence-column13062_851716-2a{text-align:center;}.kadence-column13062_851716-2a > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column13062_851716-2a inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image13062_a2d566-65.kb-image-is-ratio-size, .kb-image13062_a2d566-65 .kb-image-is-ratio-size{max-width:400px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image13062_a2d566-65.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image13062_a2d566-65 .kb-image-is-ratio-size{align-self:unset;}.kb-image13062_a2d566-65{max-width:400px;}.image-is-svg.kb-image13062_a2d566-65{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image13062_a2d566-65 img{width:100%;}.kb-image13062_a2d566-65:not(.kb-image-is-ratio-size) .kb-img, .kb-image13062_a2d566-65.kb-image-is-ratio-size{padding-left:10px;}.kb-image13062_a2d566-65 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image13062_a2d566-65 size-full\"><a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Kalkulator ubezpieczenia GAP\"><img decoding=\"async\" width=\"501\" height=\"550\" src=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png\" alt=\"Mo\u017cesz zam\u00f3wi\u0107 wygodnie leasing online - bez wstawania z krzes\u0142a\" class=\"kb-img wp-image-31131\" title=\"GAP W 7 SEKUND? Sprawd\u017a!\" srcset=\"https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla.png 501w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-273x300.png 273w, https:\/\/leasing.sos.pl\/wp-content\/uploads\/Zamow-wygodny-leasing-online-bez-wstawania-z-krzesla-137x150.png 137w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/><\/a><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{display:flex;}.kadence-column13062_2d04b6-cf, .kt-inside-inner-col > .kadence-column13062_2d04b6-cf:not(.specificity){margin-right:0px;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col,.kadence-column13062_2d04b6-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:20px;border-bottom-left-radius:0px;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column13062_2d04b6-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_2d04b6-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column13062_2d04b6-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column13062_2d04b6-cf{position:relative;}@media all and (max-width: 1024px){.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column13062_2d04b6-cf > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column13062_2d04b6-cf inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73, .wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73[data-kb-block=\"kb-adv-heading13062_e1d789-73\"]{padding-top:40px;font-weight:600;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73 mark, .wp-block-kadence-advancedheading.kt-adv-heading13062_e1d789-73[data-kb-block=\"kb-adv-heading13062_e1d789-73\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading13062_e1d789-73 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading13062_e1d789-73\">Najbardziej aktualny kalkulator ubezpieczenia GAP <\/h2>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items13062_d8650e-d1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items13062_d8650e-d1 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-13062_38cd42-71 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_38cd42-71 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Gwarancja najni\u017cszej ceny i szerokiego pakietu ochrony<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-13062_914a34-9b .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_914a34-9b kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Odszkodowanie wyp\u0142acane Tobie a nie leasingodawcy<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-13062_9ba5ed-a4 .kt-svg-icon-list-single{font-size:20px !important;color:var(--global-palette3, #1A202C) !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-13062_9ba5ed-a4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Procedura ubezpieczenia on-line, minimum formalno\u015bci<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns13062_6842b2-f9{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns13062_6842b2-f9 .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns13062_6842b2-f9\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn13062_86a77e-15.kb-button{width:initial;}@media all and (max-width: 1024px){.kb-btn13062_86a77e-15.kb-button .kb-svg-icon-wrap{display:block;}}<\/style><a class=\"kb-button kt-button button kb-btn13062_86a77e-15 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\"><span class=\"kt-btn-inner-text\">kalkulator ubezpieczenia GAP<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">GAP Fakturowy RTI &#8211; FAQ &#8211; pytania i odpowiedzi<\/h3>\n\n\n<style>.kt-accordion-id_9538ae-32 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);}.kt-accordion-id_9538ae-32 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;border-color:#e1e1e1;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;padding-top:20px;padding-right:10px;padding-bottom:10px;padding-left:40px;}.kt-accordion-id_9538ae-32 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top-color:var(--global-palette8, #F7FAFC);border-right-color:var(--global-palette8, #F7FAFC);border-bottom-color:var(--global-palette8, #F7FAFC);border-left-color:var(--global-palette8, #F7FAFC);border-top-width:2px;border-right-width:2px;border-bottom-width:2px;border-left-width:2px;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;background:#f3f3f3;font-size:16px;line-height:22px;font-weight:400;color:#414142;padding-top:10px;padding-right:15px;padding-bottom:10px;padding-left:20px;}.kt-accordion-wrap.kt-accordion-id_9538ae-32 > .kt-accordion-inner-wrap > .kt-accordion-pane > .kt-accordion-header-wrap{margin-top:10px;}.single-content .wp-block-kadence-pane>h2:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h3:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h4:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h5:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h6:first-child{margin-top:10px;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:before{background:#414142;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:#414142;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:#f3f3f3;}.kt-accordion-id_9538ae-32 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus{color:#000000;background:#e1e1e1;border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:before{background:#000000;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger{background:#000000;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:before{background:#e1e1e1;}.kt-accordion-id_9538ae-32 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{color:#ffffff;background:#7659ff;border-top-color:var(--global-palette8, #F7FAFC);border-right-color:var(--global-palette8, #F7FAFC);border-bottom-color:var(--global-palette8, #F7FAFC);border-left-color:var(--global-palette8, #F7FAFC);}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:#ffffff;}.kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_9538ae-32:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#7659ff;}@media all and (max-width: 767px){.kt-accordion-id_9538ae-32 .kt-accordion-inner-wrap{display:block;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-wrap kt-accordion-id_9538ae-32 kt-accordion-has-7-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane_ca0c69-3d\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Co oznacza Gap Fakturowy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>GAP fakturowy oznacza skr\u00f3t od Guaranteed Asset Protection lub Guaranteed Auto Protection. To jeden z wariant\u00f3w ubezpieczenia finansowego auta w leasigng, z wynajmu d\u0142ugotrwa\u0142ego lub pojazdu wzi\u0119tego na kredyt. To najpopularniejsza forma takiego ubezpieczenia.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane_8bbc63-39\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Co to jest ubezpieczenie GAP Fakturowy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Ubezpieczenie GAP fakturowy to dodatkowe odszkodowanie, kt\u00f3re wraz z odszkodowaniem z polisy AC pozwoli uzyska\u0107 Ci wyp\u0142at\u0119 nawet 100 proc. warto\u015bci samochodu z dnia jego zakupu (podpisania umowy leasingowej). GAP fakturowy to dope\u0142nienie polisy AC.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane_3e89c2-e2\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Co to jest ubezpieczenie GAP RTI?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>GAP RTI to inaczej GAP fakturowy. RTI to skr\u00f3t od return to invoice &#8211; polisy, kt\u00f3ra chroni u\u017cytkownika auta leasingowego (kupionego na kredyt, wynaj\u0119tego d\u0142ugoterminowo) do kwoty wpisanej na fakturze, na wypadek kradzie\u017cy lub szkody ca\u0142kowitej.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane_c1f945-c9\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Co to jest ubezpieczenie RTI?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Ubezpieczenie RTI to dodatkowe ubezpieczenie zwane te\u017c GAP fakturowym. Dzi\u0119ki RTI ubezpieczony chroni si\u0119 przed utrat\u0105 warto\u015bci samochodu w przypadku jego zniszczenia lub kradzie\u017cy.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane_2cac79-e4\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Ile kosztuje Gap Fakturowy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>GAP fakturowy kosztuje \u015brednio ok. 0,07 proc. warto\u015bci samochodu miesi\u0119cznie. Zazwyczaj GAP fakturowy jest dro\u017cszy je\u017celi polisa zostanie wykupiona wraz z leasingiem. Ubezpieczenie GAP, podobnie jak inne ubezpieczenia, jest zwolnione z VAT. Aktualny koszt sprawdzisz na <a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\" data-type=\"page\" data-id=\"13648\">Kalkulator ubezpieczenia GAP | TU KUPISZ NAJLEPSZY GAP<\/a><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane_5e26fe-a4\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Jak dzia\u0142a GAP fakturowy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>GAP fakturowy dzia\u0142a w sytuacji szkody ca\u0142kowitej lub kradzie\u017cy samochodu. Wtedy nale\u017cy zg\u0142osi\u0107 szkod\u0119, a ubezpieczyciel wyp\u0142aci odszkodowanie &#8211; w przypadku GAP finansowego w po\u0142\u0105czeniu z AC, to mo\u017ce by\u0107 100 proc. ceny auta wpisanej na fakturze w dniu zakupu.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane_1321b8-cd\"><h4 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Jaka jest maksymalna warto\u015b\u0107 pojazdu, kt\u00f3ry mo\u017ce zosta\u0107 obj\u0119ty ochron\u0105 ubezpieczeniow\u0105 GAP RTI?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h4><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Maksymalna warto\u015b\u0107 pojazdu, kt\u00f3ry mo\u017ce zosta\u0107 obj\u0119ty ochron\u0105 ubezpieczeniow\u0105 GAP RTI sprawdzisz na stronie z <a href=\"https:\/\/leasing.sos.pl\/kalkulator-ubezpieczenia-gap-warunki\/\" data-type=\"page\" data-id=\"13648\">kalkulatorem ubezpieczenia GAP<\/a> natomiast nale\u017cy pami\u0119ta\u0107, \u017ce maksymalne odszkodowanie w przypadku szkody ca\u0142kowitej wynosi od 50 tys. z\u0142 do 150 tys. z\u0142.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Tutaj zam\u00f3wisz GAP fakturowy. Ubezpieczenie GAP RTI zarezerwujesz w kilka chwil. Procedura zostanie przeprowadzona online a gwarancje ubezpieczeniowe zapewni\u0105 Ci najlepsz\u0105 ochron\u0119 na polskim rynku. Dostaniesz j\u0105 od Defend Insurance, specjalizuj\u0105cej si\u0119 ubezpieczaniu GAP r\u00f3\u017cnego rodzaju pojazd\u00f3w, z milionami klient\u00f3w na koncie! Ubezpieczenie GAP fakturowy (RTI) \u2013 co to jest? GAP (Guaranteed Asset Protection lub&#8230;<\/p>\n","protected":false},"author":2,"featured_media":32339,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[17,16],"tags":[],"taxonomy_info":{"category":[{"value":17,"label":"Ubezpieczenia"},{"value":16,"label":"Przewodniki"}]},"featured_image_src_large":["https:\/\/leasing.sos.pl\/wp-content\/uploads\/gap-fakturowy-ubezpieczenie-rti\/GAP-fakturowy-ubezpieczenie-RTI.jpg",1024,386,false],"author_info":{"display_name":"Adam Drzas","author_link":"https:\/\/leasing.sos.pl\/autor\/adam\/"},"comment_info":0,"category_info":[{"term_id":17,"name":"Ubezpieczenia","slug":"ubezpieczenia","term_group":0,"term_taxonomy_id":17,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":17,"category_count":4,"category_description":"","cat_name":"Ubezpieczenia","category_nicename":"ubezpieczenia","category_parent":0},{"term_id":16,"name":"Przewodniki","slug":"przewodniki","term_group":0,"term_taxonomy_id":16,"taxonomy":"category","description":"","parent":0,"count":50,"filter":"raw","cat_ID":16,"category_count":50,"category_description":"","cat_name":"Przewodniki","category_nicename":"przewodniki","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/32328"}],"collection":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/comments?post=32328"}],"version-history":[{"count":0,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/posts\/32328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/media\/32339"}],"wp:attachment":[{"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/media?parent=32328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/categories?post=32328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/leasing.sos.pl\/wp-json\/wp\/v2\/tags?post=32328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}